172 Benjamin St, Romeo, MI 48065 Property Records

Macomb County property record for 172 Benjamin St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,538 sqft · built 1910
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-105-017`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-105-017`
Alternative APN	`0402105017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,538 sqft Living Area
1st Floor Area	934 sqft
Basement Area	604 sqft
Unfinished Basement	604 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	172 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	172 BENJAMIN ST
City	ROMEO
State	MI
Zip	48065-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	J.L. BENJAMINS ADDITION LOT 10 VILLAGE OF ROMEO
Legal Subdivision	J.L . BENJAMINS ADD
Legal Lot Number	10
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 BENJAMIN ST, ROMEO, MI 48065-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE ASSURANCE
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026
Deed Sale	Apr 2, 2026
Prior Sale	Jul 8, 2025 · Amount on Record
Deed Document Number	202632035
Deed Book / Page	30595 / 864
Prior Transfer Date	Mar 27, 2026
Prior Transfer Doc	2600032035
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 2, 2026
Property Address	172 BENJAMIN ST, ROMEO, MI 48065-5102
Document Number	2600032035
Book / Page	30595 / 864
Instrument Date	Mar 27, 2026
Instrument	202632035
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 BENJAMIN ST, ROMEO, MI 48065-5102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032036,
Date	Apr 2, 2026
Instrument	202632036

Lender

Name	MORTGAGE ASSURANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	172 BENJAMIN ST, ROMEO, MI 48065-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067321
Date	Jun 11, 2020
Book Page	26762/380
Instrument	2067321

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 7, 2019
Property Address	172 BENJAMIN ST, ROMEO, MI 48065-5102
Document Number	0000050231
Book / Page	25943 / 882
Map Reference	LB Y PG 15
Instrument Date	Apr 29, 2019
Instrument	9050231
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIRST PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 BENJAMIN ST, 172, ROMEO, MI 48065-5102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 BENJAMIN ST, ROMEO, MI 48065-5102

Mortgage

Document Number	0000050232
Date	May 7, 2019
Instrument	9050232

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,700 (+9.74%)	$331,400 (+9.74%)
2025	$3,276.00 (+13.79%) Homeowner's exemption	$151,000 (+19.46%)	$302,000 (+19.46%)
2023		$126,400	$252,800
2022	$2,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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