172 Bear Swamp Rd, Andover, CT 06232 Property Records

Andover Town property record for 172 Bear Swamp Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,331 sqft · built 1988
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Tax Bill	$5,261 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Line of Credit
APN	`ANDO M:0034 B:0027 L:0011-2`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0034 B:0027 L:0011-2`
Alternative APNs	`ADVR M:0034 B:0027 L:0011-2` `M:0034 B:0027 L:0011=2` `1162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,331 sqft Living Area
Gross Area	2,860 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1162
Street Address	172 BEAR SWAMP RD
City	ANDOVER
State	CT
Zip	06232-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	27
Legal Lot Number	11-2
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2005
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 BEAR SWAMP RD, ANDOVER, CT 06232-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	172 BEAR SWAMP RD, ANDOVER, CT 06232-1121
Document Number	132-523
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 BEAR SWAMP RD ANDOVER CT 062321121, ANDOVER, CT 06232-1121

Mortgage

Document Number	132-523
Date	Sep 10, 2018
Book Page	000132/000523

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 9, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	172 BEAR SWAMP RD, ANDOVER, CT 06232-1121
Document Number	132-532
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 BEAR SWAMP RD ANDOVER CT 062321121, ANDOVER, CT 06232-1121

Mortgage

Document Number	132-532
Date	Sep 10, 2018
Book Page	000132/000532

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,261.00	$166,530 (-) Land $38,640 Building $127,890	$116,571 Land $27,048 Building $89,523
2024	$5,261.00 (+0.96%)
2023	$5,211.00 (-1.94%)	$166,530 (-) Land $38,640 Building $127,890
2022	$5,314.00	$166,530 Land $38,640 Building $127,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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