Bell County property record for 172 Beans Fork Rd, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 995 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Sep 2026) |
| Tax Bill | $340 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-10-00-052.00 |
| Primary APN | 057-10-00-052.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 995 sqft Living Area |
| Exterior Material | Masonite |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 6608 |
|---|---|
| Street Address | 172 BEANS FORK RD |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-8431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.21 ACRE BEANS FORK |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960800 |
Source: Bell County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1017 S 31ST ST, MIDDLESBORO, KY 40965-2456 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jun 7, 2023 | Deed of Trust, Mortgage COMMUNITY TRUST BANK INC |
| Oct 4, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Oct 4, 2022 · Amount on Record |
| Deed Document Number | 2026296205 |
| Deed Book / Page | 416 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Sep 9, 2026 |
| Property Address | 172 BEANS FORK RD, MIDDLESBORO, KY 40965-8431 |
| Document Number | 0000296205 |
| Book / Page | 416 / 320 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026296205 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,140.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000296206, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 2026296206 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 172 BEANS FORK RD, MIDDLESBORO, KY 40965-8431 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 104 HORIZON EST, PINEVILLE, KY 40977-9681 |
| Document Number | 00M387/659 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | M387/659 |
| Instrument | 196877 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | May 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Oct 4, 2022 |
| Property Address | 172 BEANS FORK RD, MIDDLESBORO, KY 40965-8431 |
| Document Number | 00D398/472 |
| Book / Page | D398 / 472 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 193574 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 599 BALDWIN RD, TAZEWELL, TN 37879-4639 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 172 BEANS FORK RD, MIDDLESBORO, KY 40965-8431 |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340.00 (+2.1%) | $28,500 (-) Land $28,500 | $28,500 (-) Land $28,500 |
| 2023 | $333.00 | $28,500 | $28,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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