Walton County property record for 172 Bay Tree Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,059 sqft · built 1996 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Sep 2010) |
| Tax Bill | $1,747 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42401-00B-0140 |
| Primary APN | 28-2S-21-42401-00B-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 2,059 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 116 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 336 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 172 BAY TREE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK B TREETOPS AT BAYSIDE PB 10-23 OR 1793-291 OR 2338-614 OR 2850-3418 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | BAYSIDE |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 172 BAY TREE DR, MIRAMAR BEACH, FL 32550-7841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2010 · Amount on Record |
| Deed Sale | Sep 29, 2010 · Amount on Record |
| Prior Sale | Jul 13, 2001 · Amount on Record |
| Deed Document Number | 20101132774 |
| Deed Book / Page | 2850 / 3418 |
| Prior Transfer Date | Sep 23, 2010 |
| Prior Transfer Doc | 0028503418 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,747.00 (+2.16%) Homeowner's exemption | $232,019 (-48.07%) | $467,846 (+4.72%) Land $85,000 Building $382,846 |
| 2024 | $1,710.00 (+4.2%) | ||
| 2023 | $1,641.00 (+1.61%) Homeowner's exemption | $446,761 (+9.3%) Land $53,735 Building $393,026 | $446,761 (+9.3%) Land $53,735 Building $393,026 |
| 2022 | $1,615.00 Homeowner's exemption | $408,760 Land $59,646 Building $349,114 | $408,760 Land $59,646 Building $349,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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