172 1/2 Manchaug Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 172 1/2 Manchaug Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,373 sqft · built 2019
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,818 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0042 P:14`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0042 P:14`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,373 sqft Living Area
Gross Area	4,040 sqft
1st Floor Area	1,098 sqft
Basement Area	937 sqft
Unfinished Basement	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	172 1/2 MANCHAUG RD
City	SUTTON
State	MA
Zip	01590-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3020
Census Tract	751101

Owner

172 1/2 Manchaug Rd is held in a trust since January 2024.

Source: Worcester County and Sutton Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	172 MANCHAUG RD, 2, SUTTON, MA 01590-1648
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Deed of Trust, Mortgage · Line of Credit BANKESB
Jan 12, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage HOMETOWN BANK
Jul 31, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMETOWN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2012
Deed Sale	Dec 18, 2012
Prior Sale	Dec 18, 2012
Deed Book / Page	50149 / 80
Last Transfer Date	Jan 10, 2024
Transfer Doc	070094-119
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	172 1/2 MANCHAUG RD, SUTTON, MA 01590-1168
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071000-128
Date	Sep 9, 2024
Book Page	71000/128
Instrument	72979

Lender

Name	BANKESB

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jan 12, 2024
Property Address	172 1/2 MANCHAUG RD, SUTTON, MA 01590-1168
Document Number	070094-119
Book / Page	70094 / 119
Instrument Date	Jan 10, 2024
Instrument	3171
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172-1 MANCHAUG RD # 2, 2, SUTTON, MA 01590-1648

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	172 1/2 MANCHAUG RD, SUTTON, MA 01590-1648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61709-346
Date	Jan 7, 2020
Book Page	61709/346
Instrument	1627

Lender

Name	HOMETOWN BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jul 31, 2020
Property Address	172 1/2 MANCHAUG RD, SUTTON, MA 01590-1648
Document Number	62930-186
Book / Page	62930 / 186
Instrument Date	Jul 27, 2020
Instrument	84445
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	62930-189
Date	Jul 31, 2020
Book Page	62930/189
Instrument	84446

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 172 1/2 Manchaug Rd was $8,818, up 0.2% from the year before.

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,818.00 (+0.24%)	$733,600 (+5.74%) Land $252,300 Building $481,300	$695,780 (-16.64%)
2024	$8,797.00 (-8.53%)	$693,783 (-0.09%) Land $229,883 Building $463,900	$834,670
2023	$9,617.00	$694,400 Land $207,900 Building $486,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 1/2 Manchaug Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 1/2 Manchaug Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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