St. Joseph County property record for 17191 Lovers Ln, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,066 sqft · built 2019 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Dec 2019) |
| Tax Bill | $943 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-170-013-00 |
| Primary APN | 009-170-013-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,066 sqft Building Perimeter |
| 1st Floor Area | 1,148 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Tri-Level |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 150 ft deep x 112 ft wide |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 17191 LOVERS LN |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 & W 1/2 OF LOT 14 RICK'S MANOR. SEC 8 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | RICK S MANOR |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 40100 |
17191 Lovers Ln is owned and occupied by two individuals who bought it in December 2019.
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Nov 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage HORIZON BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Dec 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 10, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on File |
| Deed Sale | Dec 9, 2019 · Amount on File |
| Prior Sale | Dec 30, 1998 · Amount on File |
| Deed Book / Page | 1987 / 580 |
| Prior Transfer Date | Mar 10, 2017 |
| Prior Transfer Doc | 1861/0607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Document Number | 2025007330 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025007330 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01939/0342 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 1939/0342 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020006949 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020006949 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 9, 2019 |
| Property Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Document Number | 01987/0580 |
| Book / Page | 1987 / 0580 |
| Map Reference | LB 3 PG 70 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17191 LOVERS LN, 17191, THREE RIVERS, MI 49093-9010 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 901 RIVERVIEW AVE, LANSING, MI 48915-1035 |
| Document Number | 0001987582 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 1987/582 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 10, 2017 |
| Property Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
| Document Number | 1861/0607 |
| Book / Page | 1861 / 0607 |
| Map Reference | LB3 PG70 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17191 LOVERS LN, THREE RIVERS, MI 49093-9010 |
The 2025 property tax bill for 17191 Lovers Ln was $943 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,800 (+1.79%) | $227,600 (+1.79%) | |
| 2025 | $943.00 Homeowner's exemption | $111,800 Land $5,600 Building $106,200 | $223,600 Land $11,200 Building $212,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17191 Lovers Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 17191 Lovers Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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