1719 Harber Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 1719 Harber Rd, Carnesville, GA 30521

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,464 sqft · built 1980
Lot Size	23 acres (1,001,880 sqft)
Owner	Individual Name on Record
Last Sale	$125,405 (Apr 2021)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-022-E`

Property Details

APN / Parcel Number

Primary APN	`021-022-E`
Alternative APN	`16686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Gross Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	1,001,880 sqft (23 acres)
View / Lot	Corner
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Pool Area	648 sqft
Utility Building	480 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16686
Street Address	1719 HARBER RD
City	CARNESVILLE
State	GA
Zip	30521-3890
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	UNZONED RU
Legal Description	23.00 AC HARBER RD (MANNERS PROP)
Jurisdiction	FRANKLIN GA
Township / Civil Division	SANDY CROSS
Census Block Group	3
Census Block	3002
Census Tract	890300

Owner

Source: Franklin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit AGGEORGIA FARM CREDIT ACA
Jun 4, 2026	Limited Warranty Deed, Transfer · Line of Credit AGGEORGIA FARM CREDIT ACA
Apr 22, 2022	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Apr 26, 2021	Grant Deed, Subdivision Related Transfer · Conventional with PMI TOMMY WATKINS CONST CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	2021536
Deed Book / Page	1449 / 148
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Recording Date	Jun 4, 2026
Property Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890
Document Number	1744000017
Book / Page	1744 / 17
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890

Mortgage

Document Number	1744000017,
Date	Jun 4, 2026
Book Page	1744/17

Lender

Name	AGGEORGIA FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jun 4, 2026
Property Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890
Document Number	1744000011
Book / Page	1744 / 11
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 WILCO DR NW, MALVERN, OH 44644-9438

Mortgage

Document Number	1744000017,
Date	Jun 4, 2026
Book Page	1744/17

Lender

Name	AGGEORGIA FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890

Mortgage

Document Number	0000001518/0000000235
Date	Apr 22, 2022
Book Page	0000001518/0000000235

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890

Mortgage

Document Number	0000001532/0000000318
Date	Jul 19, 2022
Book Page	0000001532/0000000318

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Apr 26, 2021
Property Address	1719 HARBER RD, CARNESVILLE, GA 30521-3890
Document Number	0014490148
Book / Page	001449 / 000148
Instrument Date	Apr 21, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HARBER RD CARNESVILLE GA 30521, CARNESVILLE, GA 30521

Mortgage

Document Number	14490149
Date	Apr 26, 2021
Book Page	001449/000149

Lender

Name	TOMMY WATKINS CONST CO INC
Address	PO BOX 109, LAVONIA, GA 30553-0109

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+173.02%) Homeowner's exemption	$70,808 (+213.7%) Land $45,444 Building $25,364	$177,020 (+213.7%) Land $113,611 Building $63,409
2022	$582.00	$22,572 Land $15,466 Building $7,106	$56,430 Land $38,664 Building $17,766

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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