17181 S Fordney Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 17181 S Fordney Rd, Oakley, MI 48649

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1979
Lot Size	2.84 acres (123,710 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2009)
Tax Bill	$653 (2025)
Deeds & Mortgages	Dec 2018 Refinance Aug 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-24-2012-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-24-2012-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Lot Area	123,710 sqft (2.84 acres)
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	17181 S FORDNEY RD
City	OAKLEY
State	MI
Zip	48649-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	S 348 FT OF W 561 FT OF N 1/2 OF NW 1/4 EXC W 435 FT OF S 140 FT ALSO EXC N 100 FT OF S 248 FT OF W 100 FT 2.84 ACRES SEC 24 T9N R2E
Legal Range	02E
Legal Township	09N
Legal Section	24
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4000
Census Tract	12500

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17181 S FORDNEY RD, OAKLEY, MI 48649-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Aug 14, 2018	Warranty Deed, Transfer · Line of Credit FIRST ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2009 · Amount on Record
Deed Sale	Aug 19, 2009 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	200925020
Deed Book / Page	2549 / 580
Last Transfer Date	Sep 16, 2013
Transfer Doc	0000031241
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17181 S FORDNEY RD, OAKLEY, MI 48649-9767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030916
Date	Dec 11, 2018
Instrument	2018030916

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 14, 2018
Property Address	17181 S FORDNEY RD, OAKLEY, MI 48649-9767
Document Number	0000021591
Instrument Date	Jul 19, 2018
Instrument	21591
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	HOMELAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17181 S FORDNEY RD OAKLEY MI 486499767, OAKLEY, MI 48649-9767

Mortgage

Document Number	22172
Date	Aug 14, 2018
Instrument	22172

Lender

Name	FIRST ST BK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,900 (+27.82%)	$183,800 (+27.82%)
2025	$653.00 (-65.02%) Homeowner's exemption
2023		$71,900	$143,800
2022	$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
T-Mobile USA Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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