17181 Reflection St, Loxley, AL 36551 Property Records

Baldwin County property record for 17181 Reflection St, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,773 sqft · built 2024
Owner	Individual Name on File
Tax Bill	$1,013 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
APN	`42-07-25-0-000-008.096`

Property Details

APN / Parcel Number

Primary APN	`42-07-25-0-000-008.096`
Alternative APNs	`621648` `541238`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,773 sqft Heated Area
1st Floor Area	1,773 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	541238
Street Address	17181 REFLECTION ST
City	LOXLEY
State	AL
Zip	36551-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 PONDER PLACE PHASE 2 SLIDE-2903-A
Legal Subdivision	PONDER PLACE PHASE 2
Legal Phase	2
Legal Lot Number	94
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2025
Census Tract	10903

Owner

17181 Reflection St is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17181 REFLECTION ST, LOXLEY, AL 36551-7666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 30, 2024
Property Address	17181 REFLECTION ST, LOXLEY, AL 36551-7666
Document Number	0002105721
Map Reference	SL 2903-A
Instrument Date	Jan 29, 2024
Instrument	2105721
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 TOWN CENTRE AVE #103103, 103103, SPANISH FORT, AL 36527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17181 REFLECTION STREET, SPANISH FORT, AL 36527

Mortgage

Document Number	0002105722
Date	Jan 30, 2024
Instrument	2105722

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 17181 Reflection St was $1,013 with a homeowner's exemption.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,013.00 Homeowner's exemption
2025		$28,600 Land $4,640 Building $23,960	$285,900 Land $46,400 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 1 flood claim near 17181 Reflection St since 2009.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.