1718 Pember Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1718 Pember Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,664 sqft · built 2008
Lot Size	0.64 acres (2,800 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2019)
Tax Bill	$10,768 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-300-21-00`

Property Details

APN / Parcel Number

Primary APN	`644-300-21-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	2,800 sqft (0.64 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1718 PEMBER AVE
City	CHULA VISTA
State	CA
Zip	91913-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC14RM1
Legal Description	LOT 77 TR 015283
Legal Subdivision	OTAY RANCH SPA
Legal Tract	015283
Legal Block	2
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2031
Census Tract	13317

Owner

1718 Pember Ave is owned and occupied by two individuals who bought it in February 2019.

Source: San Diego County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1718 PEMBER AVE, CHULA VISTA, CA 91913-4320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 19, 2019	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	Dec 3, 2009 · Amount on File
Deed Document Number	201958492
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1718 PEMBER AVE, CHULA VISTA, CA 91913-4320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 PEMBER AVE, CHULA VISTA, CA 91913-4320

Mortgage

Document Number	0000731410
Date	Nov 18, 2020
Instrument	2020-0731410

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2019
Property Address	1718 PEMBER AVE, CHULA VISTA, CA 91913-4320
Document Number	0000058492
Map Reference	MAP 15283
Instrument Date	Feb 7, 2019
Instrument	2019-0058492
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1718 PEMBER AVE, CHULA VISTA, CA 91913-4320

Mortgage

Document Number	0000058493
Date	Feb 19, 2019
Instrument	2019-0058493

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1718 PEMBER AVE, CHULA VISTA, CA 91913-4320
Document Number	0000412630
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1718 PEMBER AVE CHULA VISTA CA 919134320, CHULA VISTA, CA 91913-4320

Mortgage

Document Number	0000412630
Date	Oct 3, 2018
Instrument	412630

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1718 Pember Ave was $10,768, up 3.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,354 (+2%) Land $398,237 Building $199,117
2025	$10,768.00 (+3.09%)	$585,642 Land $390,429 Building $195,213
2024	$10,445.00 (+1.81%)
2023	$10,259.00 (+3.01%)	$562,903 Land $375,269 Building $187,634
2022	$9,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1718 Pember Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1718 Pember Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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