1718 Oakvale Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1718 Oakvale Dr, Chattanooga, TN 37421 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,019 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (May 2021)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159G F 036`

Property Details

APN / Parcel Number

Primary APN	`159G F 036`
Alternative APN	`0000386789`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,019 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Account Number	0000386789
Street Address	1718 OAKVALE DR
City	CHATTANOOGA
State	TN
Zip	37421-1893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 OAKVALE SUB PB 113 PG 197 OUT OF 159G F 005 FOR 2019
Legal Subdivision	AVAKIAN
Legal Lot Number	28
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	11321

Owner

Source: Hamilton County records · APN 159G F 036

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 02, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 11, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 17, 2021	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	2021051700290
Deed Book / Page	12487 / 995
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893

Mortgage

Document Number	0000000072
Date	Oct 09, 2023
Book Page	13419/60
Instrument	2023100900072

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jun 01, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893

Mortgage

Document Number	0000000008
Date	Jun 02, 2022
Book Page	12979/107
Instrument	2022060200008

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 01, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893

Mortgage

Document Number	0000000153
Date	Jul 11, 2024
Book Page	13646/677
Instrument	2024071100153

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 17, 2021
Property Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893
Document Number	0000000290
Book / Page	12487 / 995
Map Reference	MB 113 PG 197
Instrument Date	May 14, 2021
Instrument	2021051700290
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE INS CO OF CHATTANOOGA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,331.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 OAKVALE DR, CHATTANOOGA, TN 37421-1893

Mortgage

Document Number	0000000291
Date	May 17, 2021
Book Page	12488/1
Instrument	2021051700291

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (-10.64%)	$110,250 (+31.84%)	$441,000 (+31.84%) Land $85,000 Building $356,000
2024	$1,870.00	$83,625 (-)	$334,500 (-) Land $55,000 Building $279,500
2023	$1,870.00	$83,625 (-)	$334,500 (-) Land $55,000 Building $279,500
2022	$1,870.00	$83,625	$334,500 Land $55,000 Building $279,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oakvale Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures