1718 Montclair Ct, Elgin, IL 60123 Property Records

Kane County property record for 1718 Montclair Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,996 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Jun 2022)
Tax Bill	$11,008 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-304-003`

Property Details

APN / Parcel Number

Primary APN	`06-33-304-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	4,040 sqft
Basement Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1718 MONTCLAIR CT
City	ELGIN
State	IL
Zip	60123-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 33
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	33
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1718 MONTCLAIR CT, ELGIN, IL 60123-8896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	202233693
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 29, 2022
Property Address	1718 MONTCLAIR CT, ELGIN, IL 60123-8896
Document Number	0000033693
Map Reference	DOC 2002K162673
Instrument Date	Jun 7, 2022
Instrument	2022K033693
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1718 MONTCLAIR CT, ELGIN, IL 60123-8896

Mortgage

Document Number	0000033694
Date	Jun 29, 2022
Instrument	2022K033694

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1718 MONTCLAIR CT, ELGIN, IL 60123-8896
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010780
Date	Feb 9, 2021
Instrument	2021K010780

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,008.00 (+15.89%) Homeowner's exemption
2024		$140,280 (+21.39%) Land $28,317 Building $111,963	$421,008 (+21.44%) Land $84,985 Building $336,023
2022	$9,499.00 (+4.35%) Homeowner's exemption	$115,557 (+6.96%) Land $23,326 Building $92,231	$346,671 (+6.96%) Land $69,978 Building $276,693
2021	$9,103.00 Homeowner's exemption	$108,037 Land $21,808 Building $86,229	$324,111 Land $65,424 Building $258,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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