1718 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 1718 Main St W, Locust, NC 28097

Property Summary

Property TypeFast Food Restaurant
Details3 bd · 2 ba · 3,430 sqft · built 2009
Lot Size0.93 acres (40,511 sqft)
OwnerCompany Name on Record
Last Sale$2,050,500 (Apr 2017)
Tax Bill$9,458 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN556504606847

Property Details

APN / Parcel Number

Primary APN556504606847
Alternative APNs
  • 1516368
  • 4482

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,430 sqft Finished Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1516368
Street Address1718 MAIN ST W
CityLOCUST
StateNC
Zip28097-9793
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Local Zoning CodeHC
Legal DescriptionBLDG 1718 W MAIN ST DBA BOJANGLES 556504023
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1023
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1155, WINGATE, NC 28174-1155
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Apr 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2017 · Amount on Record
Deed SaleApr 6, 2017 · Amount on Record
Prior SaleJul 23, 2012 · Amount on Record
Deed Document Number2017389550
Deed Book / Page1604 / 1
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address1718 MAIN ST W, LOCUST, NC 28097-9793
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000443843
DateFeb 24, 2022
Book Page1776/541
Instrument443843
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANLY NC
Recording DateApr 6, 2017
Property Address1718 MAIN ST W, LOCUST, NC 28097-9793
Document Number0000389550
Book / Page001604 / 000001
Instrument DateMar 30, 2017
Instrument389550
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,101.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1155 WINGATE NC 281741155, WINGATE, NC 28174-1155

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,458.00 (+19.54%)$1,028,079 (+41.62%) Land $473,928 Building $554,151$1,028,079 (+41.62%) Land $473,928 Building $554,151
2023$7,912.00$725,933 Land $251,472 Building $474,461$725,933 Land $251,472 Building $474,461

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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