1718 Highgrove Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1718 Highgrove Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972002038`

Property Details

APN / Parcel Number

Primary APN	`A972002038`
Alternative APN	`2-0098-7651-00-0114.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	3,241 sqft
1st Floor Area	1,450 sqft
Basement Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	151 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972002038
Street Address	1718 HIGHGROVE DR
City	O FALLON
State	MO
Zip	63366-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 114
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	114
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3007
Census Tract	311604

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1718 HIGHGROVE DR, O FALLON, MO 63366-4362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer INVESTORS LAND TITLE, INVESTORS TITLE
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE
Apr 11, 2023	Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026
Deed Sale	Jul 21, 2026
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	202634139
Prior Transfer Date	Dec 10, 2001
Prior Transfer Doc	0000111977
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 21, 2026
Property Address	1718 HIGHGROVE DR, O FALLON, MO 63366-4362
Document Number	0000034139
Instrument Date	Jul 20, 2026
Instrument	202634139
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 HIGHGROVE DR, O FALLON, MO 63366-4362

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2023
Property Address	1718 HIGHGROVE DR, O FALLON, MO 63366-4362
Document Number	0000027625
Map Reference	MB 33 PG 382
Instrument Date	Jun 29, 2023
Instrument	2023R-027625
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 KESWICK DR, LAKE ST LOUIS, MO 63367-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1718 HIGHGROVE DR, O FALLON, MO 63366-4362

Mortgage

Document Number	0000027626
Date	Jul 12, 2023
Instrument	2023R-027626

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2023
Property Address	1718 HIGHGROVE DR, O FALLON, MO 63366-4362
Document Number	0000013543
Map Reference	MB 33 PG 382
Instrument Date	Apr 3, 2023
Instrument	2023R-013543
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1971 CATLIN DR, BARNHART, MO 63012-1207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 KESWICK DR, LAKE SAINT LOUIS, MO 63367-2551

Mortgage

Document Number	0000013545
Date	Apr 11, 2023
Instrument	2023R-013545

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,530 (-)	$302,790 (-) Land $65,000 Building $237,790
2025	$3,699.00 (+21.4%)	$57,530 (+10.28%)	$302,790 (+10.29%) Land $65,000 Building $237,790
2023		$52,165 (+22.06%)
2022	$3,047.00	$42,738	$274,551 (+22.06%) Land $50,000 Building $224,551
2021			$224,937 Land $40,000 Building $184,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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