1718 Christopher St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1718 Christopher St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1966
Lot Size	0.321 acres (13,982 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2025)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11220-000-000`

Property Details

APN / Parcel Number

Primary APN	`11220-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1718 CHRISTOPHER ST
City	LYNN HAVEN
State	FL
Zip	32444-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	HARDYS HAVEN LOT 2 BLK B ORB 34433 P 525
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	HARDYS HAVEN
Legal Block	B
Legal Lot Number	2
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2048
Census Tract	1402

Owner

1718 Christopher St is owned and occupied by an individual who bought it in August 2025.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1718 CHRISTOPHER ST, LYNN HAVEN, FL 32444-3314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage SIGNATURE MORTGAGE CORP
Jun 9, 2017	Grant Deed, Transfer · Conventional Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202548178
Deed Book / Page	4945 / 567
Prior Transfer Date	May 18, 2007
Prior Transfer Doc	0029290439
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 13, 2021
Property Address	1718 CHRISTOPHER ST, LYNN HAVEN, FL 32444-3314
Document Number	0044330525
Book / Page	4433 / 525
Map Reference	MB 10 PG 18
Instrument Date	Jul 7, 2021
Instrument	2021053358
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 E HIGHWAY 388, PANAMA CITY, FL 32409-2493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 CHRISTOPHER ST, LYNN HAVEN, FL 32444-3314

Mortgage

Document Number	0004433527
Date	Jul 13, 2021
Instrument	4433/527

Lender

Name	SIGNATURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Jun 9, 2017
Property Address	1718 CHRISTOPHER ST, LYNN HAVEN, FL 32444-3314
Document Number	0039080485
Book / Page	003908 / 000485
Instrument Date	Jun 7, 2017
Instrument	32826
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1718 CHRISTOPHER ST LYNN HAVEN FL 324443314, LYNN HAVEN, FL 32444-3314

Mortgage

Document Number	39080496
Date	Jun 9, 2017
Book Page	003908/000496
Instrument	32827

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	BERKELEY LAKE, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1718 Christopher St was $1,696, up 1.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+1.19%) Homeowner's exemption	$176,721	$180,539 Land $19,502 Building $161,037
2024	$1,676.00 (-2.73%)
2023	$1,723.00 (-8.64%) Homeowner's exemption	$173,453 (+8.45%) Land $19,502 Building $153,951	$173,453 (+8.45%) Land $19,502 Building $153,951
2022	$1,886.00	$159,932 Land $19,502 Building $140,430	$159,932 Land $19,502 Building $140,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1718 Christopher St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1718 Christopher St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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