17175 Merganser Dr, Bend, OR 97707 Property Records

Deschutes County property record for 17175 Merganser Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,514 sqft · built 2000
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Sep 2026)
Tax Bill	$8,700 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`201118-B0-07600`

Property Details

APN / Parcel Number

Primary APN	`201118-B0-07600`
Alternative APNs	`R1020201118B007600` `125433`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	2,100 sqft
Attic	Attic
Attic Area	414 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Gable
Lot Area	23,522 sqft (0.54 acres)
Garage Area	550 sqft

Exterior Amenities

Deck Area	724 sqft
Shed	1 Shed
Shed Area	160 sqft
Storage Building	Storage Building
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	125433
Street Address	17175 MERGANSER DR
City	BEND
State	OR
Zip	97707-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FP
Legal Description	OREGON WATER WONDERLAND UNIT NO 2 BLOCK 56 LOT 17
Legal Range	11
Legal Township	20
Legal Section	18
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	56
Legal Lot Number	17
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: Deschutes County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17175 MERGANSER DR, BEND, OR 97707-2099
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	202627549
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	0000039838
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 14, 2026
Property Address	17175 MERGANSER DR, BEND, OR 97707-2099
Document Number	0000027549
Instrument Date	Sep 10, 2026
Instrument	202627549
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17175 MERGANSER DR, BEND, OR 97707-2099
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027550,
Date	Sep 14, 2026
Instrument	202627550

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 11, 2020
Property Address	17175 MERGANSER DR, BEND, OR 97707-2099
Document Number	0000039838
Instrument Date	Aug 11, 2020
Instrument	39838
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17175 MERGANSER DR BEND OR 977072099, BEND, OR 97707-2099

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,700.00 (+5.01%)	$528,770 (+3%)	$1,088,480 (+2.91%) Land $427,500 Building $660,980
2024	$8,285.00 (+2.27%)	$513,370 (+3%)	$1,057,660 (-1.4%) Land $412,500 Building $645,160
2023	$8,101.00	$498,420	$1,072,640 Land $412,500 Building $660,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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