Pine County property record for 17166 White Spruce Rd, Finlayson, MN 55735
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,276 sqft · built 2010 |
| Lot Size | 38 acres (1,655,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Mar 2023) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0219.000 |
| Primary APN | 05.0219.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 1,548 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Rustic |
| Exterior Material | Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 1,655,280 sqft (38 acres) |
| Garage Area | 260 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 49 sqft |
| Cabin | 80 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 17166 WHITE SPRUCE RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-26 TWP-044 RANGE-021 38.00 AC NORTHWEST 1/4 OF NORTHWEST 1/4 EXC WEST 66 FT THEREOF MICRO #528711,564777,574857 |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 26 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 950200 |
17166 White Spruce Rd, a rural home, is owned by two individuals who bought it in March 2023.
Source: Pine County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31588 NAPLES ST NE, CAMBRIDGE, MN 55008-6765 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on File |
| Deed Sale | Mar 3, 2023 · Amount on File |
| Prior Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 2023574857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Sep 29, 2021 |
| Property Address | 17166 WHITE SPRUCE RD, FINLAYSON, MN 55735-4531 |
| Document Number | 0000564777 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 564777 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | SIGNATURES CLOSING AND TITLE, SIGNATURES CLOSING & TITLE I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $791.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17166 WHITE SPRUCE RD, FINLAYSON, MN 55735-4531 |
| Investor | Possibly a Property Investor |
| Document Number | 0000564778 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 564778 |
| Name | BROKERS SOLUTIONS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 17166 White Spruce Rd was $2,022.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,100 (+3.14%) Land $116,800 Building $169,300 | $286,100 (+3.14%) Land $116,800 Building $169,300 | |
| 2025 | $2,022.00 | $277,400 Land $114,100 Building $163,300 | $277,400 Land $114,100 Building $163,300 |
| 2023 | $1,996.00 | $263,100 Land $102,900 Building $160,200 | $263,100 Land $102,900 Building $160,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17166 White Spruce Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17166 White Spruce Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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