1716 S 3rd Pl, Saint Charles, IL 60174 Property Records

Kane County property record for 1716 S 3rd Pl, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1963
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Jun 2012)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-35-353-008`

Property Details

APN / Parcel Number

Primary APN	`09-35-353-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1716 S 3RD PL
City	SAINT CHARLES
State	IL
Zip	60174-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 072-S-LANGMPARK
Legal Subdivision	SEVENTH AVE ADDN
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2017
Census Tract	852002

Owner

1716 S 3rd Pl is owned and occupied by two individuals who acquired it in December 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1716 S 3RD PL, SAINT CHARLES, IL 60174-4313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES HM EQUITY
Jan 3, 2017	Quit Claim Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2012 · Amount on File
Deed Sale	Jun 15, 2012 · Amount on File
Prior Sale	Feb 29, 2012 · Amount on File
Deed Document Number	201239104
Last Transfer Date	Dec 19, 2016
Transfer Doc	0000000138
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1716 S 3RD PL, ST CHARLES, IL 60174-4313
Document Number	0000045068
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1716 S 3RD PL ST CHARLES IL 601744313, ST CHARLES, IL 60174-4313

Mortgage

Document Number	0000045068
Date	Aug 28, 2017
Instrument	45068

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2017
Property Address	1716 S 3RD PL, ST CHARLES, IL 60174-4313
Document Number	0000000138
Instrument Date	Dec 19, 2016
Instrument	138
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	BARRISTER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1716 S 3RD PL ST CHARLES IL 601744313, ST CHARLES, IL 60174-4313

Mortgage

Document Number	139
Date	Jan 3, 2017
Instrument	139

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1716 S 3rd Pl was $5,751 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,751.00 Homeowner's exemption	$90,001 (+8.53%) Land $30,312 Building $59,689	$270,111 (+8.53%) Land $90,972 Building $179,139
2024		$82,928 Land $27,930 Building $54,998	$248,884 Land $83,824 Building $165,060
2022	$4,959.00 (+4.36%) Homeowner's exemption	$67,421 (+4.91%) Land $23,980 Building $43,441	$202,263 (+4.91%) Land $71,940 Building $130,323
2021	$4,752.00 Homeowner's exemption	$64,266 Land $22,858 Building $41,408	$192,798 Land $68,574 Building $124,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1716 S 3rd Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1716 S 3rd Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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