17154 Cardinal Ln, Troup, TX 75789 Property Records

Smith County property record for 17154 Cardinal Ln, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 2021
Lot Size	0.544 acres (23,697 sqft)
Owner	Individual Name on Record
Last Sale	$403,500 (Jun 2022)
Tax Bill	$3,097 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R003795`

Property Details

APN / Parcel Number

Primary APN	`R003795`
Alternative APN	`1-80260-0000-00-317000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,717 sqft Heated Area
1st Floor Area	1,717 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	23,697 sqft (0.544 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R003795
Street Address	17154 CARDINAL LN
City	TROUP
State	TX
Zip	75789-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SHORES ESTATES LOT 317
Legal Subdivision	EAST SHORES ESTATES
Legal Lot Number	317
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	4
Census Block	4039
Census Tract	2102

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17154 CARDINAL LN, TROUP, TX 75789-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 3, 2020	Warranty Deed, Transfer CTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	202222207
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jun 7, 2022
Property Address	17154 CARDINAL LN, TROUP, TX 75789-3746
Document Number	0001022207
Map Reference	VOL 08 PG 79
Instrument Date	Jun 6, 2022
Instrument	202201022207
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2023
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17154 CARDINAL LN, TROUP, TX 75789-3746

Mortgage

Document Number	0001022208
Date	Jun 7, 2022
Instrument	202201022208

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jun 3, 2020
Property Address	17154 CARDINAL LN, TROUP, TX 75789-3746
Document Number	0000018011
Instrument Date	May 28, 2020
Instrument	18011
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	CTC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412 W ALMA ST OVERTON TX 756841201, OVERTON, TX 75684-1201

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,097.00 (-8.02%) Homeowner's exemption	$354,541 (-5.53%) Land $34,392 Building $320,149	$354,541 (-5.53%) Land $34,392 Building $320,149
2025	$3,367.00 (-9.83%) Homeowner's exemption	$375,309 (+11.54%) Land $25,470 Building $349,839	$375,309 (+11.54%) Land $25,470 Building $349,839
2024	$3,734.00 (+14.79%)
2023	$3,253.00 (-2.81%) Homeowner's exemption	$336,480 Land $15,000 Building $321,480	$336,480 Land $15,000 Building $321,480
2022	$3,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures