1715 Ruby Ln, Lake Alfred, FL 33850 Property Records

Polk County property record for 1715 Ruby Ln, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,434 sqft · built 2026
Lot Size0.141 acres (6,120 sqft)
Owner2 Company Names on Record
Last Sale$500,000 (Mar 2026)
Tax Bill$980 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-27-18-489350-002720

Property Details

APN / Parcel Number

Primary APN26-27-18-489350-002720
Alternative APN
  • 182726489350002720

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,434 sqft Living Area
Gross Area4,082 sqft
1st Floor Area1,648 sqft

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,120 sqft (0.141 acres)
Garage TypeAttached
Garage Area648 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address1715 RUBY LN
CityLAKE ALFRED
StateFL
Zip33850-7148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERLAKE PHASE 2 PB 205 PGS 18-25 LOT 272
Legal SubdivisionSILVERLAKE PHASE 2
Legal Lot Number272
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1006
Census Tract12410

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1715 RUBY LN, LAKE ALFRED, FL 33850-7148
Owner TypeCompany
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Deed Document Number202660260
Deed Book / Page13915 / 1854
Record UpdatedOct 29, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMar 12, 2026
Property Address1715 RUBY LN, LAKE ALFRED, FL 33850-7148
Document Number0000060260
Book / Page13915 / 1854
Map ReferenceMB 205 PG 18-25
Instrument DateMar 9, 2026
Instrument2026060260
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 25, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2662 S FALKENBURG RD, RIVERVIEW, FL 33578-2553

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1715 RUBY LN, LAKE ALFRED, FL 33850-7148

Mortgage

Document Number0139151856
DateMar 12, 2026
Instrument13915/1856
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,000 (-) Land $52,000$52,000 (-) Land $52,000
2025$980.00 (+337.5%)$52,000 Land $52,000$52,000 Land $52,000
2024$224.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims53 (1995–2023)
Claims Outside the SFHA4 of 53
Most Recent ClaimMar 2023 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 14 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Apr 1998 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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