1715 Pinehurst Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1715 Pinehurst Ln, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,579 sqft · built 1989
Lot Size	0.564 acres (24,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2024)
Tax Bill	$18,068 (2025)
Deeds & Mortgages	Jun 2019 Refinance Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-05-376-012`

Property Details

APN / Parcel Number

Primary APN	`8813-05-376-012`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,579 sqft Living Area
1st Floor Area	1,878 sqft
Basement Area	1,976 sqft
Finished Basement	1,215 sqft
Unfinished Basement	1,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood
Lot Area	24,550 sqft (0.564 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,673 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	180 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1715 PINEHURST LN
City	WATERLOO
State	IA
Zip	50701-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO COUNTRY CLUB ADDITION LOT 97
Legal Range	13W
Legal Township	88N
Legal Section	05
Legal Subdivision	WATERLOO COUNTRY CLUB ADDITION
Legal Lot Number	97
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2006
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1715 PINEHURST LN, WATERLOO, IA 50701-4530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Jan 4, 2013 · Amount on Record
Deed Document Number	202418647
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	0000018531
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1715 PINEHURST LN, WATERLOO, IA 50701-4530
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018464
Date	Jun 7, 2019
Instrument	201900018464

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1715 PINEHURST LN, WATERLOO, IA 50701-4530
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009927
Date	Nov 6, 2020
Instrument	202100009927

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 22, 2022
Property Address	1715 PINEHURST LN, WATERLOO, IA 50701-4530
Document Number	202200018531
Instrument Date	Mar 21, 2022
Instrument	202200018531
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1715 PINEHURST LN, WATERLOO, IA 50701-4530

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,068.00 (+21%) Homeowner's exemption	$885,310 (+26.74%) Land $102,800 Building $782,510	$885,310 (+26.74%) Land $102,800 Building $782,510
2024	$14,932.00 (+19.78%)
2023		$698,540 (+21.18%) Land $102,800 Building $595,740	$698,540 (+21.18%) Land $102,800 Building $595,740
2022	$12,466.00 Homeowner's exemption	$576,440 Land $102,800 Building $473,640
2021			$576,440 Land $102,800 Building $473,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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