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1715 Derrs Sq W, Frederick, MD 21701 Property Records

Frederick County property record for 1715 Derrs Sq W, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,240 sqft · built 1999
Lot Size0.048 acres (2,080 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Oct 2023)
Tax Bill$6,572 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-217139

Property Details

APN / Parcel Number

Primary APN02-217139
Alternative APNs
  • 2217139
  • 217139

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area880 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,080 sqft (0.048 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number217139
Street Address1715 DERRS SQ W
CityFREDERICK
StateMD
Zip21701-2521
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 17 PLAT 13 PH 2 BLK B 2,080 SQ. FT. DEARBOUGHT
Legal SubdivisionDEARBOUGHT 13 PH 02
Legal Phase2
Legal BlockB
Legal Lot Number17
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2035
Census Tract750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1715 Derrs Sq W, a townhouse, is owned and occupied by two individuals who bought it in October 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1715 DERRS SQ W, FREDERICK, MD 21701-2521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed, Transfer · Conventional Mortgage
LAFAYETTE FCU
Sep 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Jan 18, 2017Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2023 · Amount on File
Deed SaleOct 19, 2023 · Amount on File
Prior SaleJan 18, 2017 · Amount on File
Deed Book / Page16641 / 90
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 19, 2023
Property Address1715 DERRS SQ W, FREDERICK, MD 21701-2521
Document Number0166410090
Book / Page16641 / 90
Map ReferenceMB 62 PL 133
Instrument DateOct 11, 2023
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1715 DERRS SQ W, FREDERICK, MD 21701-2521

Mortgage

Document Number0001664198
DateOct 19, 2023
Instrument16641/98
Lender
NameLAFAYETTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 1, 2028
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change7.5%
Max Rate11.5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1715 DERRS SQ W, FREDERICK, MD 21701-2521
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 DERRS SQ W, FREDERICK, MD 21701-2521

Mortgage

Document Number0140700042
DateSep 15, 2020
Book Page14070/42
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueSep 1, 2047

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 18, 2017
Property Address1715 DERRS SQ W, FREDERICK, MD 21701-2521
Document Number0116230320
Book / Page11623 / 0320
Map ReferenceMB62 PL133
Instrument DateJan 11, 2017
Instrument11623-0320
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 DERRS SQ W, FREDERICK, MD 21701-2521

Mortgage

Document Number116230329
DateJan 18, 2017
Instrument11623-0329
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1715 Derrs Sq W was $6,572 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,033$415,500 Land $100,000 Building $315,500
2025$6,572.00
2023$5,311.00 Homeowner's exemption$306,700$368,300 Land $80,000 Building $288,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1715 Derrs Sq W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1715 Derrs Sq W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

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