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1715 Chatsworth Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1715 Chatsworth Cir, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2020
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$280,800 (Dec 2020)
Tax Bill$3,597 (2025)
Deeds & MortgagesAug 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042631017400013360

Property Details

APN / Parcel Number

Primary APN042631017400013360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Heated Area
Gross Area2,627 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1715 CHATSWORTH CIR
CitySAINT CLOUD
StateFL
Zip34771-7687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 3 & 4 PB 29 PGS 64-68 LOT 336
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK
Legal Phase3
Legal Tract174
Legal Lot Number336
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

1715 Chatsworth Cir is owned and occupied by an individual who bought it in December 2020.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1715 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Dec 29, 2020Special Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Deed Document Number2020176106
Deed Book / Page5859 / 2596
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1715 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 CHATSWORTH CIRCLE, CLERMONT, FL 34711

Mortgage

Document Number0062642467
DateAug 5, 2022
Book Page6264/2467
Instrument2022120808
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueDec 1, 2050

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2020
Property Address1715 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687
Document Number0058592596
Book / Page5859 / 2596
Map ReferenceMB 29 PG 64
Instrument DateNov 30, 2020
Instrument2020176106
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,965.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address1715 CHATSWORTH CIRCLE ST, SAINT CLOUD, FL 34771-7687

Mortgage

Document Number0058592600
DateDec 29, 2020
Instrument5859/2600
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1715 Chatsworth Cir was $3,597 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,597.00 Homeowner's exemption$243,885$321,900 Land $75,000 Building $246,900
2023$3,385.00 (+3.64%) Homeowner's exemption$230,109 (+3%)$336,700 (+13.83%) Land $65,000 Building $271,700
2022$3,266.00 Homeowner's exemption$223,407$295,800 Land $65,000 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1715 Chatsworth Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1715 Chatsworth Cir is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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