1715 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1715 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1975
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2019)
Tax Bill	$2,425 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988409057534`

Property Details

APN / Parcel Number

Primary APN	`988409057534`
Alternative APNs	`98840957527` `002533000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988409057534
Street Address	1715 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 20 BLK: 20 SEC: 1 PL: 1 SL: 40
Legal Subdivision	CROATAN SHORES INC
Legal Block	20
Legal Lot Number	20
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3003
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1715 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN TRUST MORTGAGE, LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Document Number	2019700065634
Deed Book / Page	2306 / 155
Prior Transfer Date	Sep 1, 2009
Prior Transfer Doc	001814/039
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Apr 6, 2026
Property Address	1715 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Document Number	0700158419
Book / Page	2843 / 108
Instrument Date	Mar 26, 2026
Instrument	2026700158419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Investor	Possibly a Property Investor

Mortgage

Document Number	0700158419,
Date	Apr 6, 2026
Book Page	2843/108
Instrument	2026700158419

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1715 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002512/765
Date	Jun 2, 2021
Book Page	2512/765
Instrument	700100135

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 17, 2019
Property Address	1715 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Document Number	002306/155
Book / Page	2306 / 155
Instrument Date	Jun 6, 2019
Instrument	700065634
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Investor	Possibly a Property Investor

Mortgage

Document Number	0700065635
Date	Jun 17, 2019
Instrument	700065635

Lender

Name	SOUTHERN TRUST MORTGAGE, LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002306/155
Date	Jun 17, 2019
Book Page	2306/155
Instrument	700065634

Lender

Name	SOUTHERN TRUST MORTGAGE, LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,425.00	$446,600 (-) Land $233,600 Building $213,000	$446,600 (-) Land $233,600 Building $213,000
2025	$2,425.00 (+25.32%)	$446,600 (+74.32%) Land $233,600 Building $213,000
2023	$1,935.00	$256,200 Land $126,000 Building $130,200
2020			$446,600 Land $233,600 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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