17148 Cercis Loop, Clermont, FL 34711 Property Records

Lake County property record for 17148 Cercis Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,498 sqft · built 2022
Owner	Individual Name on File
Last Sale	$576,300 (Dec 2022)
Tax Bill	$7,702 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-22-26-0209-000-48400`

Property Details

APN / Parcel Number

Primary APN	`26-22-26-0209-000-48400`
Alternative APN	`3928856`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,498 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3928856
Street Address	17148 CERCIS LOOP
City	CLERMONT
State	FL
Zip	34711-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN'S LAKE LANDING PHASE 6 PB 76 PG 9-14 LOT 484 ORB 6070 PG 232
Legal Subdivision	JOHN'S LAKE LANDING
Legal Phase	6
Legal Lot Number	484
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2031
Census Tract	31306

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	17148 CERCIS LOOP, CLERMONT, FL 34711-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Dec 21, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	2022163360
Deed Book / Page	6070 / 232
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17148 CERCIS LOOP, CLERMONT, FL 34711-8334
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17148 CERCIS LOOP, CLERMONT, FL 34711-8334

Mortgage

Document Number	0066120669
Date	Oct 9, 2025
Book Page	6612/669
Instrument	2025125292

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2022
Property Address	17148 CERCIS LOOP, CLERMONT, FL 34711-8334
Document Number	0060700232
Book / Page	6070 / 232
Map Reference	MB 76 PG 9-14
Instrument Date	Dec 19, 2022
Instrument	2022163360
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,034.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S WESTMONTE DR STE 2000, 2000, ALTAMONTE SPRINGS, FL 32714-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17148 CERCIS LOOP, CLERMONT, FL 34711-8334

Mortgage

Document Number	0006070234
Date	Dec 21, 2022
Instrument	6070/234

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$582,270 (+5.99%) Land $120,000 Building $462,270	$611,516 (+10.07%) Land $120,000 Building $491,516
2024	$7,702.00 (+4.7%)
2023	$7,356.00 (+1,002.85%) Homeowner's exemption	$549,380 (+999.86%)	$555,550 (+1,012.21%) Land $120,000 Building $435,550
2022	$667.00	$49,950	$49,950 Land $49,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Lumen Technologies, Verizon, Xfinity.

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