Baldwin County property record for 17147 Reflection St, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,798 sqft · built 2024 |
| Owner | 2 Individual Names on Record |
| Last Sale | $293,140 (Apr 2024) |
| Tax Bill | $1,025 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Oct 2025 Mortgage + 1 more |
| APN | 42-07-25-0-000-008.093 |
| Primary APN | 42-07-25-0-000-008.093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,798 sqft Heated Area |
| 1st Floor Area | 1,798 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 545366 |
|---|---|
| Street Address | 17147 REFLECTION ST |
| City | LOXLEY |
| State | AL |
| Zip | 36551-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 PONDER PLACE PHASE 2 SLIDE-2903-A |
| Legal Subdivision | PONDER PLACE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 91 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10903 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17147 REFLECTION ST, LOXLEY, AL 36551-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC |
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 11, 2024 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on Record |
| Deed Sale | Apr 11, 2024 · Amount on Record |
| Deed Document Number | 20242117956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 17147 REFLECTION ST, LOXLEY, AL 36551-7666 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002119463 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2119463 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 17147 REFLECTION ST, LOXLEY, AL 36551-7666 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17147 REFLECTION ST, LOXLEY, AL 36551-7666 |
| Document Number | 0002214664 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2214664 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 11, 2024 |
| Property Address | 17147 REFLECTION ST, LOXLEY, AL 36551-7666 |
| Document Number | 0002117956 |
| Map Reference | SL 2903-A |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2117956 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22500 TOWN CENTER AVE # AVE103, AVE103, SPANISH FORT, AL 36527-9471 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17147 REFLECTION ST, LOXLEY, AL 36551-7666 |
| Document Number | 0002117957 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2117957 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0002117958 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2117958 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,025.00 | ||
| 2025 | $28,920 Land $4,640 Building $24,280 | $289,200 Land $46,400 Building $242,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 23 policies |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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