17138 Fairchild Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17138 Fairchild Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,501 sqft · built 1900
Lot Size	9.07 acres (395,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-032-009-00`

Property Details

APN / Parcel Number

Primary APN	`009-032-009-00`

Interior

Full Baths	1 Bath
Building Area	2,501 sqft Building Perimeter
1st Floor Area	1,750 sqft
Basement Area	998 sqft
Unfinished Basement	998 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	395,089 sqft (9.07 acres)
Lot Dimensions	360 ft deep x 250 ft wide
Garage Area	1,156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17138 FAIRCHILD RD
City	THREE RIVERS
State	MI
Zip	49093-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON S LN SEC 32 T6S R11W 1810 FT W OF S 1/4 COR TH W 816 FT M/L TO SW COR SD SEC TH N 360 FT TH E PAR WITH S SEC LN 816 FT
Legal Range	11W
Legal Township	06S
Legal Section	32
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2048
Census Tract	41200

Owner

Source: St. Joseph County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29165 FINDLEY RD, BURR OAK, MI 49030-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	May 14, 2012 · Amount on Record
Deed Document Number	2026880
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 6, 2026
Property Address	17138 FAIRCHILD RD, THREE RIVERS, MI 49093-9309
Document Number	2026000880
Instrument Date	Feb 4, 2026
Instrument	2026000880
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17138 FAIRCHILD RD, THREE RIVERS, MI 49093-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29165 FINDLEY RD, BURR OAK, MI 49030-9723

Mortgage

Document Number	2026000881
Date	Feb 6, 2026
Instrument	2026000881

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Mar 1, 2036
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Mortgage

Document Number	2026000894
Date	Feb 9, 2026
Instrument	2026000894

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600 (+4.41%) Land $30,600 Building $83,000	$227,200 (+4.41%) Land $61,200 Building $166,000
2025	$1,610.00 (+2.61%) Homeowner's exemption	$108,800 Land $37,100 Building $71,700	$217,600 Land $74,200 Building $143,400
2024	$1,569.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

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