1713 McGregor St, Midland, MI 48640 Property Records

Midland County property record for 1713 McGregor St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,045 sqft · built 1917
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Feb 2022)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-20-050`

Property Details

APN / Parcel Number

Primary APN	`14-17-20-050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	973 sqft
Unfinished Basement	973 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	159 ft deep x 53 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1713 MCGREGOR ST
City	MIDLAND
State	MI
Zip	48640-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	BEG 210 FT W OF NE COR OF BLK 9 JOHN MCEWAN ADD, W 54 FT, S 159 FT, E 50 FT, N 54.5 FT, NELY 104.5 FT TO BEG
Legal Subdivision	JOHN MCEWAN ADD
Legal Block	9
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1030
Census Tract	290400

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1713 MCGREGOR ST, MIDLAND, MI 48640-4245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
	Deed of Trust, Mortgage
Feb 9, 2022	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Feb 24, 2016 · Amount on Record
Deed Book / Page	1654 / 76
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1713 MCGREGOR ST, MIDLAND, MI 48640-4245
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 MCGREGOR ST, MIDLAND, MI 48640-4245

Mortgage

Document Number	001668/825
Date	Oct 31, 2023
Book Page	1668/825

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	476 Months
Due	Jun 1, 2063

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1713 MCGREGOR ST, MIDLAND, MI 48640-4245
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 9, 2022
Property Address	1713 MCGREGOR ST, MIDLAND, MI 48640-4245
Document Number	0001654/76
Book / Page	1654 / 76
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 MCGREGOR ST, 1713, MIDLAND, MI 48640-4245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1506 W MIDLAND RD, AUBURN, MI 48611-8515

Mortgage

Document Number	0000165477
Date	Feb 9, 2022
Instrument	1654/77

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,700	$193,400
2025	$3,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 10 condo units
Nearby Flood Claims	195 (1986–2026)
Claims Outside the SFHA	2 of 195
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2020 · 165 claims Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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