1713 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 1713 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1984
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$404,000 (Oct 2012)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6314.16.84.8445000`

Property Details

APN / Parcel Number

Primary APN	`6314.16.84.8445000`
Alternative APNs	`129838` `71315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,792 sqft Heated Area
Gross Area	1,744 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Finished
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	71315
Street Address	1713 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L35 B9 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	84
Legal Lot Number	35
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1086
Census Tract	970903

Owner

1713 Emerald Dr is owned by two individuals who acquired it in May 2024.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 FRANCKTOWN RD, RICHLANDS, NC 28574-6172
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2012 · Amount on File
Deed Sale	Oct 18, 2012 · Amount on File
Deed Document Number	20121424256
Deed Book / Page	1424 / 256
Last Transfer Date	May 22, 2024
Transfer Doc	0018280430
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	102 18TH ST, EMERALD ISLE, NC 28594
Document Number	0017060127
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	MEY MAX TITLE AGENCY, MEY MAX TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 18TH ST EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594

Mortgage

Document Number	0017060127
Date	Jan 29, 2021
Book Page	001706/000127

Lender

Name	LOWER
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1713 Emerald Dr was $2,923.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,839 (-) Land $372,695 Building $382,144	$754,839 (-) Land $372,695 Building $382,144
2025	$2,923.00	$754,839 Land $372,695 Building $382,144	$754,839 Land $372,695 Building $382,144
2023		$390,801 Land $233,906 Building $156,895	$390,801 Land $233,906 Building $156,895
2022	$2,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1713 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1713 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000