1713 Bay St, Naples, FL 34112 Property Records

Collier County property record for 1713 Bay St, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1978
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2022)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`501400 355A23`

Property Details

APN / Parcel Number

Primary APN	`501400 355A23`
Alternative APN	`61380880002`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Deck Area	192 sqft

Location & Zoning

Street Address	1713 BAY ST
City	NAPLES
State	FL
Zip	34112-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES BAYVIEW ADD 1 LOT 35 OR 845 PG 574
Legal Range	25
Legal Township	50
Legal Section	23
Legal Subdivision	NAPLES BAYVIEW UNIT 1 ADDITION
Legal Tract	501400
Legal Block	1
Legal Lot Number	35
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1018
Census Tract	10702

Owner

1713 Bay St is owned and occupied by two individuals who bought it in April 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1713 BAY ST, NAPLES, FL 34112-6460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Deed Document Number	20226242256
Deed Book / Page	6118 / 150
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1713 BAY ST, NAPLES, FL 34112-6460
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 BAY ST, NAPLES, FL 34112-6460

Mortgage

Document Number	0063032083
Date	Nov 6, 2023
Book Page	6303/2083
Instrument	6473576

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1713 BAY ST, NAPLES, FL 34112-6460
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 BAY ST, NAPLES, FL 34112-6460

Mortgage

Document Number	0063043784
Date	Nov 13, 2023
Book Page	6304/3784
Instrument	6475595

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 27, 2022
Property Address	1713 BAY ST, NAPLES, FL 34112-6460
Document Number	0061180150
Book / Page	6118 / 150
Map Reference	MB 4 PG 20
Instrument Date	Apr 18, 2022
Instrument	6242256
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ARIES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 WOODRIDGE AVE, 1232, NAPLES, FL 34103-8922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 BAY ST, NAPLES, FL 34112-6460

Mortgage

Document Number	0006118152
Date	Apr 27, 2022
Instrument	6118/152

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1713 Bay St was $3,277 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,635 (+2.7%)	$335,136 (-0.29%) Land $276,000 Building $59,136
2025	$3,277.00 Homeowner's exemption	$281,047	$336,115 Land $276,000 Building $60,115
2023	$3,029.00 (+19.44%) Homeowner's exemption	$265,171 (+53.26%) Land $205,275 Building $59,896	$265,171 (+53.26%) Land $205,275 Building $59,896
2022	$2,536.00	$173,015 Land $111,144 Building $61,871	$173,015 Land $111,144 Building $61,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1713 Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 736 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	736 in force
Nearby Flood Claims	116 (1985–2026)
Claims Outside the SFHA	3 of 116
Most Recent Claim	Apr 2026
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 23 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1713 Bay St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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