17124 Whites Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 17124 Whites Rd, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,773 sqft · built 1974
Lot Size	0.347 acres (15,117 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2016)
Tax Bill	$6,262 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-01518486`

Property Details

APN / Parcel Number

Primary APN	`03-01518486`
Alternative APN	`01518486`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,773 sqft Living Area
Gross Area	3,427 sqft
1st Floor Area	1,705 sqft
Basement Area	490 sqft
Finished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,117 sqft (0.347 acres)
Garage Type	Attached
Garage Area	238 sqft
Parking Spaces	1 Parking Space
Deck Area	126 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01518486
Street Address	17124 WHITES RD
City	POOLESVILLE
State	MD
Zip	20837-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRR
Legal Description	SEC 2 WESTERLY
Legal Subdivision	WESTERLY
Legal Block	K
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	3
Census Block	3016
Census Tract	700500

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17124 WHITES RD, POOLESVILLE, MD 20837-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on Record
Deed Sale	Jul 7, 2016 · Amount on Record
Prior Sale	Oct 29, 1997 · Amount on Record
Deed Book / Page	52384 / 332
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17124 WHITES RD, POOLESVILLE, MD 20837-2234
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COVENANT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17124 WHITES RD, POOLESVILLE, MD 20837-2234

Mortgage

Document Number	0602710104
Date	Aug 13, 2020
Book Page	60271/104

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17124 WHITES RD, POOLESVILLE, MD 20837-2234
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0616370257
Date	Jan 19, 2021
Book Page	61637/257

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Poolesville Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,767 (+5.58%)	$532,500 (-) Land $205,400 Building $327,100
2025	$6,262.00 (+23.34%)	$479,033 (+11.2%)	$532,500 (+17.73%) Land $205,400 Building $327,100
2023		$430,800	$452,300 Land $188,300 Building $264,000
2022	$5,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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