17124 Garjan Ln, Ramona, CA 92065 Property Records

San Diego County property record for 17124 Garjan Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,015 sqft · built 2006
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jul 2020)
Tax Bill	$8,419 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278-351-43-00`

Property Details

APN / Parcel Number

Primary APN	`278-351-43-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,015 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	101,495 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	17124 GARJAN LN
City	RAMONA
State	CA
Zip	92065-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM19579
Legal Subdivision	PARCEL MAP NO 19679
Legal Tract	1019579
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2019
Census Tract	20801

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 65, POWAY, CA 92074-0065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jul 9, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 8, 2020	Trustee's Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	2020363040
Prior Transfer Date	Jan 3, 2019
Prior Transfer Doc	0000010332
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17124 GARJAN LN, RAMONA, CA 92065-7031
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17124 GARJAN LN, RAMONA, CA 92065-7031

Mortgage

Document Number	0000327507
Date	Nov 28, 2023
Instrument	2023-0327507

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17124 GARJAN LN, RAMONA, CA 92065-7031
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17124 GARJAN LN, RAMONA, CA 92065-7031

Mortgage

Document Number	0000641150
Date	Sep 10, 2021
Instrument	2021-0641150

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2020
Property Address	17124 GARJAN LN, RAMONA, CA 92065-7031
Document Number	0000363040
Map Reference	FILE 2004-0890210
Instrument Date	Jun 17, 2020
Instrument	2020-0363040
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	SERVICELINK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 65, POWAY, CA 92074-0065

Mortgage

Document Number	0000363041
Date	Jul 9, 2020
Instrument	2020-0363041

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2020
Property Address	17124 GARJAN LN, RAMONA, CA 92065-7031
Document Number	0000010332
Instrument Date	Dec 30, 2019
Instrument	10332
Transaction Type	Foreclosure
Record Updated	Jan 21, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$816.59
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17124 GARJAN LN RAMONA CA 920657031, RAMONA, CA 92065-7031

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$794,935 (+2%) Land $309,141 Building $485,794
2025	$8,419.00 (+6.73%) Homeowner's exemption	$779,349 (+4.04%) Land $303,080 Building $476,269
2023	$7,888.00 (-0.88%) Homeowner's exemption	$749,088 Land $291,312 Building $457,776
2022	$7,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

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