17120 Estes Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 17120 Estes Rd, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,405 sqft · built 1990
Lot Size0.649 acres (28,247 sqft)
Owner2 Individual Names on Record
Last Sale$732,500 (Jul 2022)
Tax Bill$12,882 (2025)
Deeds & MortgagesJul 2022 Mortgage
Apr 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN015182-1600

Property Details

APN / Parcel Number

Primary APN015182-1600
Alternative APN
  • U2327180KS000000000002

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,405 sqft Living Area
Gross Area6,428 sqft
1st Floor Area1,809 sqft
Upper Floors Area1,596 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area28,247 sqft (0.649 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchScreened Porch
Porch Area1,405 sqft
Deck Area408 sqft
Patio Area496 sqft
Gazebo78 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0151821600
Street Address17120 ESTES RD
CityLUTZ
StateFL
Zip33548-4599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionCRENSHAW ACRES TRACT BEG 746.78 FT S OF NE COR OF SE 1/4 RUN S 15 FT W 331.5 FT N 235.64 FT S 54 DEG 09 MIN 54 SEC E 156.59 FT S 129.16 FT S 89 DEG 54 MIN 38 SEC E 204.39 FT TO POB
Legal Range18E
Legal Township27S
Legal Section23
Legal SubdivisionCRENSHAW ACRES
Legal TractA
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1010
Census Tract11109

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address17120 ESTES RD, LUTZ, FL 33548-4599
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
KNOCK LENDING LLC
Apr 24, 2020Deed of Trust, Mortgage · Conventional with PMI
SIGNATURE FCU
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
CORNING FCU
Jul 10, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleJul 10, 2019 · Amount on Record
Deed Document Number2022328295
Prior Transfer DateJun 15, 2017
Prior Transfer Doc0000238271
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17120 ESTES RD, LUTZ, FL 33548-4599
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11114 ELMFIELD DR, TAMPA, FL 33625-5701

Mortgage

Document Number0000328296
DateJul 1, 2022
Instrument2022328296
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17120 ESTES RD, LUTZ, FL 33548-4599
Transaction TypeMortgage
Record UpdatedMay 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000199119
DateApr 19, 2022
Instrument2022199119
Lender
NameKNOCK LENDING LLC
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term7 Months
DueNov 1, 2022

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17120 ESTES RD, LUTZ, FL 33548-4599
Document Number0000189817
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17120 ESTES RD LUTZ FL 335484599, LUTZ, FL 33548-4599

Mortgage

Document Number0000189817
DateMay 7, 2020
Instrument189817
Lender
NameSIGNATURE FCU
AddressALEXANDRIA, VA 22313-2628
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueMay 6, 2030

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17120 ESTES RD, LUTZ, FL 33548-4599
Document Number0000114296
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17120 ESTES RD LUTZ FL 335484599, LUTZ, FL 33548-4599

Mortgage

Document Number0000114296
DateMar 20, 2020
Instrument114296
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 19, 2025

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 10, 2019
Property Address17120 ESTES RD, LUTZ, FL 33548-4599
Document Number0267730738
Book / Page026773 / 000738
Instrument DateJul 2, 2019
Instrument293359
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17120 ESTES RD LUTZ FL 335484599, LUTZ, FL 33548-4599

Mortgage

Document Number267730739
DateJul 10, 2019
Book Page026773/000739
Instrument293360
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 9, 2034

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$660,432 (-1.52%) Land $138,774 Building $521,658$660,432 (-1.52%) Land $138,774 Building $521,658
2025$12,882.00 (+11.98%)$670,605 (+6.65%) Land $138,774 Building $531,831$670,605 (+6.65%) Land $138,774 Building $531,831
2023$11,504.00 (+36.98%)$628,784 (+27.12%) Land $111,026 Building $517,758$628,784 (-16.41%) Land $111,026 Building $517,758
2022$8,398.00 Homeowner's exemption$494,642$752,252 Land $97,152 Building $655,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 118 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims19 (1996–2024)
Claims Outside the SFHA7 of 19
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Estes Rd

Nearby Streets

Search Property Records by Address or Parcel Number