1712 Sunfish St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1712 Sunfish St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,757 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$261,789 (Nov 2019)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Feb 2019 Loan Modification + 4 more
Flood Zone	Zone X (moderate risk)
APN	`062631087700010850`

Property Details

APN / Parcel Number

Primary APN	`062631087700010850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,757 sqft Heated Area
Gross Area	2,380 sqft
1st Floor Area	1,757 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished
Garage Area	460 sqft
Porch	Open Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1712 SUNFISH ST
City	SAINT CLOUD
State	FL
Zip	34771-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 85
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	3
Legal Tract	877
Legal Lot Number	85
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Feb 26, 2019	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Jun 21, 2018	Loan Modification, Mortgage FLAGSTAR BK
Sep 7, 2017	Quit Claim Deed, Transfer DREAM FINDERS TITLE LLC
Sep 18, 2017	Loan Modification, Mortgage FLAGSTAR BK
Aug 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2019144768
Deed Book / Page	5619 / 2101
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 6, 2019
Property Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Document Number	0056192101
Book / Page	5619 / 2101
Map Reference	MB 25 PG 38-40
Instrument Date	Oct 28, 2019
Instrument	2019144768
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 8529, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570

Mortgage

Document Number	0056192103
Date	Nov 6, 2019
Instrument	5619/2103

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Feb 26, 2019
Property Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Document Number	0054822232
Book / Page	005482 / 002232
Instrument Date	Feb 22, 2019
Instrument	24566
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1707 HAWKSBILL LN ST CLOUD FL 347717547, ST CLOUD, FL 34771-7547

Mortgage

Document Number	54822232
Date	Feb 26, 2019
Book Page	005482/002232
Instrument	24566

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jun 21, 2018
Property Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Document Number	0045661661
Book / Page	004566 / 001661
Instrument Date	Jun 20, 2018
Instrument	43578
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	45661661
Date	Jun 21, 2018
Book Page	004566/001661
Instrument	43578

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 7, 2017
Property Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Document Number	0052060738
Book / Page	005206 / 000738
Instrument Date	Sep 1, 2017
Instrument	128987
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	DREAM FINDERS TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Sep 18, 2017
Property Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Document Number	0052090246
Book / Page	005209 / 000246
Instrument Date	Sep 1, 2017
Instrument	131830
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	52090246
Date	Sep 18, 2017
Book Page	005209/000246
Instrument	131830

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E-230, TROY, MI 48098-2639

Agreement

Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 10, 2017
Property Address	1712 SUNFISH ST, SAINT CLOUD, FL 34771-7570
Document Number	0051921658
Book / Page	005192 / 001658
Instrument Date	Aug 8, 2017
Instrument	115543
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,706.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,893.00 (+6.19%) Homeowner's exemption	$260,410 (+5.99%)	$337,100 (-0.65%) Land $75,000 Building $262,100
2023	$3,666.00 (+3.59%) Homeowner's exemption	$245,700 (+3%)	$339,300 (+12.02%) Land $65,000 Building $274,300
2022	$3,539.00 Homeowner's exemption	$238,544	$302,900 Land $60,000 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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