1712 Springhill Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1712 Springhill Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,015 sqft · built 1974
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Apr 2020)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355430A005`

Property Details

APN / Parcel Number

Primary APN	`355430A005`
Alternative APN	`2-0060-5044-00-0007.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355430A005
Street Address	1712 SPRINGHILL DR
City	O FALLON
State	MO
Zip	63366-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 LOT 7
Legal Subdivision	PEBBLE BROOK #2
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2015
Census Tract	311738

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD CREDIT UNION
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS CU
Apr 9, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	2020219200
Deed Book / Page	7266 / 922
Prior Transfer Date	Oct 27, 2010
Prior Transfer Doc	0054810645
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 20, 2026
Property Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929
Document Number	0000023589
Instrument Date	May 12, 2026
Instrument	202623589
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023589,
Date	May 20, 2026
Instrument	202623589

Lender

Name	NEIGHBORHOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929

Mortgage

Document Number	0000030081
Date	May 27, 2022
Instrument	2022R-030081

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 17, 2027

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2020
Property Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929
Document Number	0072660922
Book / Page	7266 / 922
Map Reference	MB 18 PG 23
Instrument Date	Apr 7, 2020
Instrument	20200409000219200
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17402 STATE HIGHWAY 47, 17402, MARTHASVILLE, MO 63357-2864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 SPRINGHILL DR, O FALLON, MO 63366-3929

Mortgage

Document Number	20200409000219210
Date	Apr 9, 2020
Instrument	20200409000219210

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,764 (-)	$219,809 (-) Building $219,809
2025	$2,478.00 (+1.23%)	$41,764 (+4.13%)	$219,809 (+4.13%) Building $219,809
2024	$2,448.00
2023		$40,108
2022			$211,096 Land $45,000 Building $166,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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