1712 Shiloh Unity Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1712 Shiloh Unity Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,086 sqft · built 2021
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0043-00-030.07`

Property Details

APN / Parcel Number

Primary APN	`0043-00-030.07`
Alternative APN	`99760`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,086 sqft Living Area
Gross Area	3,062 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	85,813 sqft (1.97 acres)
Garage Area	628 sqft

Location & Zoning

Account Number	99760
Street Address	1712 SHILOH UNITY RD
City	LANCASTER
State	SC
Zip	29720-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Tract	A
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3040
Census Tract	11100

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1712 SHILOH UNITY RD, LANCASTER, SC 29720-7304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1712 SHILOH UNITY RD, LANCASTER, SC 29720-7304
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017630
Date	Aug 30, 2021
Book Page	4509/255
Instrument	2021017630

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Mar 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.99%
Index	Other
Margin	3
Max Rate	7.99%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1712 SHILOH UNITY RD, LANCASTER, SC 29720-7304
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002656
Date	Feb 8, 2021
Book Page	4289/136
Instrument	2021002656

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Index	1-Year LIBOR

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1712 SHILOH UNITY RD, LANCASTER, SC 29720-7304
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006547
Date	Apr 19, 2022
Book Page	4723/38
Instrument	2022006547

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (+9.37%)	$11,587 (+15%) Land $784 Building $10,803	$381,100 (+51.29%) Land $25,800 Building $355,300
2024	$1,547.00 (+0.45%)
2023	$1,540.00	$10,076 Land $792 Building $9,284	$251,900 Land $19,800 Building $232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

May also be available: Verizon.

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