1712 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1712 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 726 sqft · built 1951
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Apr 2010)
Tax Bill	$3,222 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0822-85-8629`

Property Details

APN / Parcel Number

Primary APN	`0822-85-8629`
Alternative APNs	`0822-85-86-2993` `082212858629` `105959`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	726 sqft Heated Area
1st Floor Area	726 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1712 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-HENLEY E M PL:00006B-000156
Legal Subdivision	PROP-HENLEY E M
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1013
Census Tract	301

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1712 RUFFIN ST, DURHAM, NC 27701-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2010 · Amount on Record
Deed Sale	Apr 1, 2010 · Amount on Record
Prior Sale	Feb 19, 2004 · Amount on Record
Deed Document Number	20109072
Deed Book / Page	6446 / 610
Last Transfer Date	May 13, 2021
Transfer Doc	0093340268
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1712 RUFFIN ST, DURHAM, NC 27701-1246
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085340714
Date	Oct 26, 2018
Book Page	8534/714
Instrument	2018037519

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	22707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1712 RUFFIN ST, DURHAM, NC 27701-1246
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087540992
Date	Sep 20, 2019
Book Page	8754/992
Instrument	2019034135

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	May 18, 2021
Property Address	1712 RUFFIN ST, DURHAM, NC 27701-1246
Document Number	0093340268
Book / Page	9334 / 268
Map Reference	MB 190 PG 71
Instrument Date	May 13, 2021
Instrument	2021025244
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 RUFFIN ST, DURHAM, NC 27701-1246
Investor	Possibly a Property Investor

Mortgage

Document Number	2021025245
Date	May 18, 2021
Instrument	2021025245

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,222.00 (+2.51%)	$317,127 (-) Land $234,000 Building $83,127	$317,127 (-) Land $234,000 Building $83,127
2025	$3,143.00 (+43.25%)	$317,127 (+89.26%) Land $234,000 Building $83,127	$317,127 (+89.26%) Land $234,000 Building $83,127
2023	$2,194.00 (+2.33%)	$167,565 Land $58,550 Building $109,015	$167,565 Land $58,550 Building $109,015
2022	$2,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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