1712 Oldtown Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1712 Oldtown Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,228 sqft · built 1930
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,500 (Feb 1999)
Tax Bill	$3,412 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-07630201`

Property Details

APN / Parcel Number

Primary APN	`01-904-07630201`
Alternative APNs	`190407630201` `90407630201`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,628 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Deck Area	34 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90407630201
Street Address	1712 OLDTOWN RD
City	EDGEWATER
State	MD
Zip	21037-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 5557R WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	5557R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2006
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1712 OLDTOWN RD, EDGEWATER, MD 21037-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Apr 23, 2018	Deed of Trust, Mortgage · Conventional with PMI MUNICIPAL EMPS CU/BALTIMORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 1999 · Amount on Record
Deed Sale	Feb 9, 1999 · Amount on Record
Prior Sale	Nov 18, 1998 · Amount on Record
Deed Document Number	19991525
Deed Book / Page	8988 / 702
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1712 OLDTOWN RD, EDGEWATER, MD 21037-2413
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399640321
Date	Sep 28, 2023
Book Page	39964/321

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1712 OLDTOWN RD, EDGEWATER, MD 21037-2413
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	COSMOS TITLE AGENCY LLC, COSMOS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381130002
Date	Dec 22, 2021
Book Page	38113/2

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1712 OLDTOWN RD, EDGEWATER, MD 21037-2413
Document Number	0321950278
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	MARVEL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1712 OLDTOWN RD EDGEWATER MD 210372413, EDGEWATER, MD 21037-2413

Mortgage

Document Number	0321950278
Date	Jun 12, 2018
Book Page	032195/000278

Lender

Name	MUNICIPAL EMPS CU/BALTIMORE
Type	Credit Union
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2038

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,600 (+14.13%) Land $232,000 Building $214,600	$446,600 (+14.13%) Land $232,000 Building $214,600
2025	$3,412.00 (+43.72%)
2023	$2,374.00 Homeowner's exemption	$391,300 Land $179,000 Building $212,300	$391,300 Land $179,000 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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