1712 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1712 Monroe St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Sep 2021)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	May 2025 Line of Credit Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-05-027.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-05-027.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	834 sqft Finished Area
Gross Area	878 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1712 MONROE ST
City	COVINGTON
State	KY
Zip	41014-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK LOTS 9-10
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	1ST
Legal Lot Number	9-10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4013
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1712 MONROE ST, COVINGTON, KY 41014-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Sep 30, 2021	Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Feb 11, 2021	Quit Claim Deed, Transfer Quitclaim
May 5, 2017	Warranty Deed, Transfer US TITLE
Apr 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	2021116
Deed Book / Page	121 / 310
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	0005900224
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1712 MONROE ST, COVINGTON, KY 41014-1042
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 MONROE ST, COVINGTON, KY 41014-1042

Mortgage

Document Number	0005900018
Date	May 23, 2025
Book Page	KCM 653/218
Instrument	25052305900018

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Sep 30, 2021
Property Address	1712 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0005900116
Book / Page	121 / 310
Map Reference	PL 302
Instrument Date	Sep 24, 2021
Instrument	21093005900116
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1710 MONROE ST, 1710, COVINGTON, KY 41014-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 MONROE ST, COVINGTON, KY 41014-1042

Mortgage

Document Number	0005900117
Date	Sep 30, 2021
Book Page	279/585
Instrument	21093005900117

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 11, 2021
Property Address	1712 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0005900221
Book / Page	71 / 686
Map Reference	PL 302
Instrument Date	May 5, 2017
Instrument	21021105900221
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1710 MONROE ST, 1710, COVINGTON, KY 41014-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 MONROE ST, COVINGTON, KY 41014-1042

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 5, 2017
Property Address	1712 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0000000148
Book / Page	006152 / 000170
Instrument Date	Apr 28, 2017
Instrument	148
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 MONROE ST COVINGTON KY 410141042, COVINGTON, KY 41014-1042

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 12, 2017
Property Address	1712 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0000000165
Book / Page	0C6135 / 000281
Instrument Date	Jun 20, 2016
Instrument	165
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 JONES BRANCH DR MAILSTOP MCLEAN VA 22102, MCLEAN, VA 22102
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (-0.47%)	$80,000 (-) Land $5,000 Building $75,000	$80,000 (-) Land $5,000 Building $75,000
2023	$1,065.00	$80,000 Land $5,000 Building $75,000	$80,000 Land $5,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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