1712 McCurdy Loop Rd E, Fort Payne, AL 35967 Property Records

DeKalb County property record for 1712 McCurdy Loop Rd E, Fort Payne, AL 35967

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,498 sqft · built 1988
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Tax Bill	$791 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-05-15-0-000-026.000`

Property Details

APN / Parcel Number

Primary APN	`23-05-15-0-000-026.000`
Alternative APNs	`152629` `28504`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	980 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	152629
Street Address	1712 MCCURDY LOOP RD E
City	FORT PAYNE
State	AL
Zip	35967-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONT 1.7AC FORT PAYNE S15 T7S R9EPT OF NE-SE DESC AS:BEG SE COR OF 1/4 1/4TH:W 175' N 427' SE 180' S 412' TO POB
Legal Range	09E
Legal Township	07S
Legal Section	15
Jurisdiction	DEKALB AL
Township / Civil Division	FORT PAYNE
Census Block Group	2
Census Block	2004
Census Tract	961000

Owner

Source: DeKalb County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1712 MCCURDY LOOP RD E, FORT PAYNE, AL 35967-7332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF DEKALB COUNTY
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF DEKALB COUNTY
Jul 3, 2019	Warranty Deed, Transfer
Jan 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	1796/3831
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	1712 MCCURDY LOOP RD E, FORT PAYNE, AL 35967-7332
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2233/9225
Date	Jul 23, 2019
Book Page	2233/9225

Lender

Name	FIRST STATE BANK OF DEKALB COUNTY
Type	Bank
Address	FORT PAYNE, AL 35968

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	1712 MCCURDY LOOP RD E, FORT PAYNE, AL 35967-7332
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5000/3190
Date	Mar 9, 2020
Book Page	5000/3190

Lender

Name	FIRST STATE BANK OF DEKALB COUNTY
Type	Bank
Address	FORT PAYNE, AL 35967

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jul 3, 2019
Property Address	1712 MCCURDY LOOP RD E, FORT PAYNE, AL 35967-7332
Document Number	1796/3831
Book / Page	1796 / 3831
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 TURNER AVE NE, FORT PAYNE, AL 35967-2526

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEKALB AL
Recording Date	Jan 22, 2019
Property Address	1712 MCCURDY LOOP RD E, FORT PAYNE, AL 35967-7332
Document Number	1796/257
Book / Page	1796 / 257
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	654 TUNNER AVE NE, FORT PAYNE, AL 35967

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Fort Payne City
Unified School District	Fort Payne City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (+20.58%) Homeowner's exemption	$18,680 (+19.13%) Land $1,260 Building $17,420	$186,740 (+19.29%) Land $12,540 Building $174,200
2023	$656.00 Homeowner's exemption	$15,680 (-)	$156,540 (-) Land $12,540 Building $144,000
2022	$656.00 Homeowner's exemption	$15,680 Land $1,260 Building $14,420	$156,540 Land $12,540 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT PAYNE, THE WW BD OF THE serves 25,107 people · EPA ID AL0000509
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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