1712 28th St Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 1712 28th St Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,732 sqft · built 1978
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2001)
Tax Bill	$3,186 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7779-1005-0`

Property Details

APN / Parcel Number

Primary APN	`7779-1005-0`
Alternative APNs	`341807777910050` `0777910050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,732 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	2,732 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	102,802 sqft
Garage Area	2,688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	561 sqft
Porch	Open Porch
Porch Area	180 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0777910050
Street Address	1712 28TH STREET CT E
City	PALMETTO
State	FL
Zip	34221-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	COM AT NW COR OF SEC 7; TH S 00 DEG 02 MIN 59 SEC W, ALG W LN OF SD SEC, A DIST OF 1116.06 FT; TH N 89 DEG 53 MIN 59 SEC E, 330 FT FOR THE POB; TH CONT N 89 DEG 53 MIN 59 SEC E,
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Subdivision	NOT IN SUBDIVISION 0/0
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3012
Census Tract	1501

Owner

1712 28th St Ct E is owned and occupied by an individual who bought it in October 2001.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1712 28TH STREET CT E, PALMETTO, FL 34221-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 22, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jul 3, 2018	Deed of Trust, Mortgage FOUNTAINHEAD SMALL BUSN FIN LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2001 · Amount on File
Deed Sale	Oct 24, 2001 · Amount on File
Prior Sale	Jul 7, 1998 · Amount on File
Deed Book / Page	1708 / 2663
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1712 28TH STREET CT E, PALMETTO, FL 34221-9208
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 28TH STREET CT E, PALMETTO, FL 34221-9208

Mortgage

Document Number	0041130527
Date	Dec 11, 2023
Instrument	202341130527

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 6, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1712 28TH STREET CT E, PALMETTO, FL 34221-9208
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 28TH STREET CT E, PALMETTO, FL 34221-9208

Mortgage

Document Number	0041139545
Date	Nov 22, 2022
Instrument	202241139545

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 24, 2037

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1712 28TH STREET CT E, PALMETTO, FL 34221-9208
Document Number	0027906638
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1712 28TH STREET CT E PALMETTO FL 342219208, PALMETTO, FL 34221-9208

Mortgage

Document Number	0027906638
Date	Jul 8, 2019
Book Page	002790/006638
Instrument	41066388

Lender

Name	FOUNTAINHEAD SMALL BUSN FIN LL
Address	3216 W LAKE MARY BLVD, LAKE MARY, FL 32746-3491

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,858 (+2.7%)	$441,162 (-3.69%) Land $68,544 Building $372,618
2025		$263,737	$458,064 Land $68,544 Building $389,520
2024	$3,186.00 (+1.56%)
2023	$3,137.00 (+2.92%) Homeowner's exemption	$248,839 (+3%)	$478,139 (+16.17%) Land $68,544 Building $409,595
2022	$3,048.00 Homeowner's exemption	$241,591	$411,600 Land $67,200 Building $344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1712 28th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1712 28th St Ct E is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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