17115 Josephine, Fraser, MI 48026 Property Records

Macomb County property record for 17115 Josephine, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2000
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jul 2019)
Tax Bill	$5,691 (2025)
Deeds & Mortgages	Nov 2023 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03-14-05-129-033`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-129-033`
Alternative APN	`1405129033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,394 sqft
Unfinished Basement	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17115 JOSEPHINE
City	FRASER
State	MI
Zip	48026-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GARFIELD PARK SUBDIVISION LOT 209 & W. 1/2 OF LOT 210. L11 P25. CITY OF FRASER
Legal Subdivision	GARFIELD PARK SUBDIVISION
Legal Lot Number	209-210
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3004
Census Tract	254500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17115 JOSEPHINE, FRASER, MI 48026-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Feb 23, 2001 · Amount on Record
Deed Document Number	20199080766
Deed Book / Page	26082 / 817
Last Transfer Date	Nov 9, 2023
Transfer Doc	0000097405
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 20, 2023
Property Address	17115 JOSEPHINE, FRASER, MI 48026-2228
Document Number	2300097405
Book / Page	29383 / 803
Map Reference	LB 11 PG 25
Instrument Date	Nov 9, 2023
Instrument	202300097405
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17115 JOSEPHINE, FRASER, MI 48026-2228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7345 CARNIVAL LN, NEW PORT RICHEY, FL 34653-1656

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	17115 JOSEPHINE, FRASER, MI 48026-2228
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17115 JOSEPHINE, FRASER, MI 48026-2228

Mortgage

Document Number	2102130554
Date	Mar 5, 2021
Book Page	27459/699
Instrument	202102130554

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	17115 JOSEPHINE, FRASER, MI 48026-2228
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047044
Date	Apr 14, 2020
Book Page	26642/620
Instrument	2047044

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 22, 2019
Property Address	17115 JOSEPHINE, FRASER, MI 48026-2228
Document Number	0000080766
Book / Page	26082 / 817
Map Reference	LB 11 PG 25
Instrument Date	Jul 17, 2019
Instrument	9080766
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CTV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12355 WATKINS DR, 12355, SHELBY TOWNSHIP, MI 48315-5773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17115 JOSEPHINE, FRASER, MI 48026-2228

Mortgage

Document Number	0000080767
Date	Jul 22, 2019
Instrument	9080767

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,500 (+19.54%)	$279,000 (+19.54%)
2025	$5,691.00 (+14.09%)
2023		$116,700	$233,400
2022	$4,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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