St. Louis County property record for 17114 Elm Trail Dr, Eureka, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,880 sqft · built 1992 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $463,239 (Apr 2026) |
| Tax Bill | $4,377 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28V-14-0974 |
| Primary APN | 28V-14-0974 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 904 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 67 ft deep x 59 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 252 sqft |
| Balcony Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 28V140442 |
|---|---|
| Street Address | 17114 ELM TRAIL DR |
| City | EUREKA |
| State | MO |
| Zip | 63025-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 98R3CUP |
| Legal Description | HILLTOP VILLAGE ESTATES PLAT 3 LOT PT 4 |
| Legal Subdivision | HILLTOP VILLAGE ESTATES PLAT 3 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 221502 |
Source: St. Louis County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17114 ELM TRAIL DR, EUREKA, MO 63025-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU |
| Sep 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage F&B ACQUISITION GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on Record |
| Deed Sale | Apr 8, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Document Number | 202648458 |
| Prior Transfer Date | Aug 31, 2021 |
| Prior Transfer Doc | 0251060417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 8, 2026 |
| Property Address | 17114 ELM TRAIL DR, EUREKA, MO 63025-2343 |
| Document Number | 0000000458 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026458 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17114 ELM TRAIL DR, EUREKA, MO 63025-2343 |
| Document Number | 0000000459, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202648459 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 17114 ELM TRAIL DR, EUREKA, MO 63025-2343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 7114 ELM TRAIL DR, EUREKA, MO 63025 |
| Document Number | 2023030800226 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023030800226 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 15, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 14, 2021 |
| Property Address | 17114 ELM TRAIL DR, EUREKA, MO 63025-2343 |
| Document Number | 0251060417 |
| Book / Page | 25106 / 417 |
| Map Reference | MB 303 PG 91 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021091400057 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17114 ELM TRAIL DR, EUREKA, MO 63025-2343 |
| Document Number | 0251060426 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 25106/426 |
| Instrument | 2021091400060 |
| Name | F&B ACQUISITION GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Eureka City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,620 (+8.49%) Land $16,990 Building $46,630 | $334,800 (+8.49%) Land $89,400 Building $245,400 | |
| 2024 | $4,377.00 (-0.09%) | ||
| 2023 | $4,381.00 | $58,640 Land $13,210 Building $45,430 | $308,600 Land $69,500 Building $239,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1986–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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