Bay County property record for 17110 Hernando Ave, Panama City Beach, FL 32413
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,028 sqft · built 1985 |
| Lot Size | 0.044 acres (1,960 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $57,000 (Jan 2010) |
| Tax Bill | $1,660 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33406-020-000 |
| Primary APN | 33406-020-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,028 sqft Heated Area |
| Gross Area | 1,220 sqft |
| 1st Floor Area | 512 sqft |
| 2nd Floor Area | 516 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.044 acres) |
| Lot Dimensions | 110 ft deep x 18 ft wide |
| Porch | Porch |
| Porch Area | 192 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 17110 HERNANDO AVE |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-2146 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PCB20 |
| Legal Description | EL CENTRO BEACH (13.2) 29B3 BEG 25.43' NWLY OF SE COR OF LOT 13 BLK 5 TH CONT NWLY |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | EL CENTRO BEACH |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 2709 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 21701 POMPANO AVE, PANAMA CITY BEACH, FL 32413-7934 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2010 · Amount on Record |
| Deed Sale | Jan 19, 2010 · Amount on Record |
| Deed Document Number | 2010002497 |
| Deed Book / Page | 3213 / 1157 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,660.00 (-11.32%) | $152,160 (+6.88%) Land $29,173 Building $122,987 | $152,160 (+6.88%) Land $29,173 Building $122,987 |
| 2023 | $1,872.00 (+14.71%) | $142,360 (+2.79%) Land $25,188 Building $117,172 | $142,360 (+2.79%) Land $25,188 Building $117,172 |
| 2022 | $1,632.00 | $138,498 Land $22,794 Building $115,704 | $138,498 Land $22,794 Building $115,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 393 units insured incl. 271 condo units |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures