17105 E 28th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 17105 E 28th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1959
Lot Size	0.349 acres (15,209 sqft)
Owner	Individual Name on Record
Tax Bill	$1,601 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-910-08-12`

Property Details

APN / Parcel Number

Primary APN	`25-910-08-12`
Alternative APNs	`25-910-08-12-00-0-00-000` `25910081200000001` `773194`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	504 sqft
Basement Area	1,092 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,209 sqft (0.349 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	773194
Street Address	17105 E 28TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLSWOOD MEADOWS---LOT 165
Legal Subdivision	ELLSWOOD MEADOWS
Legal Block	2
Legal Lot Number	165
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2007
Census Tract	14702

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17105 E 28TH TER S, INDEPENDENCE, MO 64057-1271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 25, 2021	Warranty Deed, Transfer ALLIANCE TITLE
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage GENEVA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021
Deed Sale	Oct 25, 2021
Prior Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	2021E117539
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17105 E 28TH TER S, INDEPENDENCE, MO 64057-1271
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0117859
Date	Oct 26, 2021
Instrument	2021E0117859

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 25, 2021
Property Address	17105 E 28TH TER S, INDEPENDENCE, MO 64057-1271
Document Number	00E0117539
Instrument Date	Oct 1, 2021
Instrument	2021E0117539
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17105 E 28TH TER S, INDEPENDENCE, MO 64057-1271

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 26, 2020
Property Address	17105 E 28TH TER S, INDEPENDENCE, MO 64057-1271
Document Number	0000E99861
Instrument Date	Oct 22, 2020
Instrument	99861E
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17105 E 28TH TER S INDEPENDENCE MO 640571271, INDEPENDENCE, MO 64057-1271

Mortgage

Document Number	E99889
Date	Oct 26, 2020
Instrument	99889E

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Mortgage

Document Number	E102071,
Date	Oct 26, 2020
Instrument	102071E

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,587 (+15%) Land $5,613 Building $20,974	$139,930 (+15%)
2024	$1,601.00 (+2.3%)
2023	$1,565.00	$23,119 Land $3,570 Building $19,549	$121,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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