17103 Spates Hill Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 17103 Spates Hill Rd, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,958 sqft · built 1988
Lot Size	0.552 acres (24,028 sqft)
Owner	2 Individual Names on File
Last Sale	$196,600 (Nov 1988)
Tax Bill	$7,582 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02727094`

Property Details

APN / Parcel Number

Primary APN	`03-02727094`
Alternative APN	`02727094`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	1,338 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Utility Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,028 sqft (0.552 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02727094
Street Address	17103 SPATES HILL RD
City	POOLESVILLE
State	MD
Zip	20837-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRR
Legal Description	SENECA CHASE SEC 1
Legal Subdivision	SENECA CHASE
Legal Block	2
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	700500

Owner

17103 Spates Hill Rd is owned and occupied by two individuals who bought it in November 1988.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 1988 · Amount on File
Deed Sale	Nov 17, 1988 · Amount on File
Deed Book / Page	8569 / 840
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165

Mortgage

Document Number	0676630499
Date	Jan 4, 2024
Book Page	67663/499

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165

Mortgage

Document Number	0658420260
Date	Jun 2, 2022
Book Page	65842/260

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17103 SPATES HILL RD, POOLESVILLE, MD 20837-2165

Mortgage

Document Number	0638670359
Date	Aug 25, 2021
Book Page	63867/359

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 17103 Spates Hill Rd was $7,582.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Poolesville Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,633 (+8.05%)	$728,100 (-) Land $206,800 Building $521,300
2025	$7,582.00	$627,167	$728,100 Land $206,800 Building $521,300
2023		$553,367	$576,700 Land $206,800 Building $369,900
2022	$5,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17103 Spates Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17103 Spates Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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