St. Joseph County property record for 17103 Owl Ct, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1979 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2020) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-339-260-00 |
| Primary APN | 009-339-260-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,040 sqft Building Perimeter |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 170 ft deep x 115 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 17103 OWL CT |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 260 TAMARAC NO 6 SEC 5 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | TAMARAC NO 6 |
| Legal Lot Number | 260 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40100 |
17103 Owl Ct is owned and occupied by two individuals who bought it in July 2020.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5565 WILD PINE LN, KALAMAZOO, MI 49009-8160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Oct 1, 2014 · Amount on File |
| Deed Document Number | 20203964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 31, 2020 |
| Property Address | 17103 OWL CT, THREE RIVERS, MI 49093-9055 |
| Document Number | 2020003964 |
| Map Reference | LB 6 PG 51&52 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020003964 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TITLE OFFI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17103 OWL CT, 17103, THREE RIVERS, MI 49093-9055 |
| Name | Verified Name |
|---|---|
| Address | 5565 WILD PINE LN, KALAMAZOO, MI 49009-8160 |
| Date | Jul 31, 2020 |
|---|
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 17103 OWL CT, THREE RIVERS, MI 49093-9055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1996/0306 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 1996/0306 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 17103 Owl Ct was $2,566 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,200 Land $10,300 Building $93,900 | $208,400 Land $20,600 Building $187,800 | |
| 2025 | $2,566.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17103 Owl Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17103 Owl Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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