17103 E 45th Terrace Ct S, Independence, MO 64055 Property Records

Jackson County property record for 17103 E 45th Terrace Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,434 sqft · built 1990
Lot Size	0.028 acres (1,207 sqft)
Owner	Individual Name on File
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Mar 2022 Sale Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-400-01-46`

Property Details

APN / Parcel Number

Primary APN	`34-400-01-46`
Alternative APNs	`34-400-01-46-00-0-00-000` `34400014600000001` `886425`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,207 sqft (0.028 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	886425
Street Address	17103 E 45TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-7613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS NORTH PUD UNITS 9-16 UNIT 10
Legal Subdivision	COUNTRY MEADOWS NORTH PUD
Legal Block	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2020
Census Tract	14501

Owner

17103 E 45th Terrace Ct S is owned and occupied by an individual who acquired it in March 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	17103 E 45TH TERRACE CT S, INDEPENDENCE, MO 64055-7613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit US BK TR
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022
Deed Sale	Mar 17, 2022
Prior Sale	Jan 4, 2016
Deed Document Number	2022E25501
Prior Transfer Date	Dec 16, 2015
Prior Transfer Doc	00E0000296
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 17, 2022
Property Address	17103 E 45TH TERRACE CT S, INDEPENDENCE, MO 64055-7613
Document Number	00E0025501
Instrument Date	Mar 16, 2022
Instrument	2022E0025501
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 NW MICHAEL DR, 113, GRAIN VALLEY, MO 64029-9331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 NW MICHAEL DR, GRAIN VALLEY, MO 64029-9331

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 24, 2022
Property Address	17103 E 45TH TERRACE CT S, INDEPENDENCE, MO 64055-7613
Document Number	00E0017761
Instrument Date	Feb 22, 2022
Instrument	2022E0017761
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 NW MICHAEL DRIVE, GRAIN VALLEY, MO 64029

Mortgage

Document Number	00E0017762
Date	Feb 24, 2022
Instrument	2022E0017762

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17103 E 45TH TERRACE CT S, INDEPENDENCE, MO 64055-7613
Document Number	0000E94773
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17103 45TH TERRACE CT E INDEPENDENCE MO 64055, INDEPENDENCE, MO 64055

Mortgage

Document Number	0000E94773
Date	Nov 18, 2019
Instrument	94773E

Lender

Name	US BK TR
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2039

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17103 E 45TH TERRACE CT S, INDEPENDENCE, MO 64055-7613
Document Number	0000E70810
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17103 E 45TH TERRACE CT S INDEPENDENCE MO 640557613, INDEPENDENCE, MO 64055-7613

Mortgage

Document Number	0000E70810
Date	Aug 1, 2017
Instrument	70810E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2037

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	17103 E 45TH TERRACE CT S, INDEPENDENCE, MO 64055-7613
Document Number	0000E68679
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 103 45TH TERRACE CT S INDEPENDENCE MO, INDEPENDENCE, MO

Mortgage

Document Number	0000E68679
Date	Jul 27, 2017
Instrument	68679E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17103 E 45th Terrace Ct S was $2,186, up 18.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,590 (-) Land $6,414 Building $24,176	$161,000 (-)
2025	$2,186.00 (+18.68%)	$30,590 Land $6,414 Building $24,176	$161,000
2024	$1,842.00 (+2.33%)
2023	$1,800.00 (-1.32%)	$26,600 (+7.69%) Land $1,322 Building $25,278	$140,000
2022	$1,824.00	$24,700 Land $2,174 Building $22,526
2021			$130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17103 E 45th Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17103 E 45th Terrace Ct S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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