Westmoreland County property record for 171 Wise Pl, Montross, VA 22520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,953 sqft · built 2008 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,975 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-99K |
| Primary APN | 44-99K |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,953 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Parking Spaces | 7 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12469 |
|---|---|
| Old Parcel Number | 44-99K |
| Street Address | 171 WISE PL |
| City | MONTROSS |
| State | VA |
| Zip | 22520-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DM |
| Legal Description | VERNELLE R RUFFIN SUB LOTS 8 & 8A (8A PT R/W)1.40AC 830/723 |
| Legal Subdivision | VERNELLE R RUFFIN |
| Legal Lot Number | 8,8A |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | MONTROSS |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 10200 |
171 Wise Pl is owned and occupied by an individual.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 171 WISE PL, MONTROSS, VA 22520-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000830723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 171 WISE PL, MONTROSS, VA 22520-3004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1021 E CARY ST, RICHMOND, VA 23219-0020 |
| Document Number | 000996/573 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 996/573 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Address | RICHMOND, VA 23225 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9% |
The 2025 property tax bill for 171 Wise Pl was $2,975.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,975.00 | $437,600 Land $28,000 Building $409,600 | $437,600 Land $28,000 Building $409,600 |
| 2023 | $2,713.00 | $437,600 Land $28,000 Building $409,600 | $437,600 Land $28,000 Building $409,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 171 Wise Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 171 Wise Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: All Points Broadband.
5G (outdoors only) and 4G LTE
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