Scott County property record for 171 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,061 sqft · built 2022 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Last Sale | $795,500 (Mar 2025) |
| Tax Bill | $3,620 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-20-180.078 |
| Primary APN | 189-20-180.078 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,061 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 171 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Lot Number | 54 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 991, GEORGETOWN, KY 40324-0991 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 29, 2020 | Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Deed Document Number | 2025530433 |
| Deed Book / Page | 455 / 788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 13, 2023 |
| Property Address | 171 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D440/539 |
| Book / Page | D440 / 539 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 468934 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4662 LRONBRIDGE DRIVE, LEXINGTON, KY 40515 |
| Name | Verified Name |
|---|---|
| Address | 203 CHELSEA DR, CYNTHIANA, KY 41031-5900 |
| Document Number | 0000468937 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 468937 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 29, 2020 |
| Property Address | 171 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D415/378 |
| Book / Page | D415 / 378 |
| Map Reference | CAB 12 SL 309 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 418027 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 UNITED CT, LEXINGTON, KY 40509-9400 |
| Name | Verified Name |
|---|---|
| Address | 4662 IRONBRIDGE DR, LEXINGTON, KY 40515-5040 |
| Document Number | 0000418028 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 418028 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 19, 2021 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,500 (-) | $406,500 (-) | |
| 2025 | $3,620.00 (+5.69%) | $406,500 (+7.6%) | $406,500 (+7.6%) |
| 2023 | $3,425.00 (+798.95%) | $377,800 (+758.64%) Land $47,500 Building $330,300 | $377,800 (+758.64%) Land $47,500 Building $330,300 |
| 2022 | $381.00 | $44,000 Land $44,000 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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